A rapidly growing, Series B–funded Bengaluru-based fintech leveraging GenAI technology for modern lending, offering large-ticket PL & STPL products, with a mission to make India financially inclusive.

Gain a deep understanding of credit policies across Banks and NBFCs in the Indian lending ecosystem.

Offer strategic insights to enhance customer acquisition, build statistical credit models, and communicate analytical recommendations.

Monitor acquisition funnels, model outcomes, and portfolio trends to generate lending and business insights.

Collaborate with technology and business teams to develop and refine credit acquisition and risk management capabilities.

Review monthly transactions and prepare reports for planning and risk management.

Minimum 3 years' experience in credit policy, underwriting strategy, or risk modeling.





Strong background in credit risk for short-term unsecured products such as personal loans and credit cards in the Indian market.

Experience in developing strategies for lending, customer acquisition, and portfolio management.

Proficient in analytical tools like Excel and BI dashboards; knowledge of Python or R is an added advantage.

Comfortable pushing boundaries and passionate about cutting-edge work in unsecured credit risk.

Supportive work culture

Opportunities for upskilling and career growth

Versatile work options during emergencies (limited WFH otherwise)

Skill-development and training opportunities

Skills: credit policy,risk modelling,risk management,credit risk,underwritting strategy,python,sql

📌 Business Risk Associate (Bengaluru)
🏢 Time Hack Consulting
📍 Bengaluru