Company Description TATA AIG General Insurance Company Limited is a joint venture between the TATA Group and American International Group (AIG), combining global expertise with strong local values. The company is recognized as one of India’s Top 100 Best Companies to Work For and among the Top 25 Best Workplaces in BFSI in 2024, reflecting its focus on employee experience and workplace culture. Guided by core values of empathy, people-focus, and customer-first, TATA AIG is committed to building trust and long-term relationships with customers, employees, and partners. The organization drives innovation and sets high standards in the insurance industry while fostering a supportive, inclusive environment. Team members join a mission-driven company that is redefining the future of insurance in India. Role Description The Associate Vice President – Underwriting (Property & Energy) is a full-time, in office role based in Mumbai. The role involves leading underwriting activities for property and energy lines of business, including evaluating risks, reviewing submissions, and determining appropriate coverage, pricing, and terms in line with company guidelines and regulatory requirements. The individual will collaborate with sales, actuarial, finance, and claims teams to design and refine underwriting strategies, support portfolio management, and contribute to product development. Day-to-day responsibilities include analyzing market trends, overseeing large and complex accounts, guiding underwriting teams,



and ensuring adherence to risk appetite and profitability goals. The role also includes mentoring junior underwriters, enhancing underwriting processes, and engaging with brokers and clients to support sustainable business growth. Qualifications
• Strong domain expertise in Insurance and Underwriting, particularly within property and energy lines, with a track record of managing complex commercial risks.
• Solid foundation in Finance and Actuarial Science to interpret financial statements, understand loss ratios, and work effectively with pricing and risk models.
• Experience in Mortgage Lending or related credit-risk assessment areas, demonstrating the ability to evaluate collateral, exposure, and long-term risk.
• Proven leadership skills in managing underwriting teams, including coaching, performance oversight, and supporting professional development.
• Excellent analytical, numerical, and decision-making abilities, with strong attention to detail and risk assessment capabilities.
• Clear and professional communication skills for internal stakeholder collaboration and external interactions with brokers and corporate clients.
• Bachelor’s degree in a relevant field such as Finance, Insurance, Business, Engineering, or a related discipline; professional insurance or risk management certifications are an advantage.
• Prior experience in commercial lines underwriting, preferably within property, energy, infrastructure, or industrial risks in the Indian or international markets.

📌 AVP- Underwriting (Mumbai)
🏢 Tata AIG General Insurance Company
📍 Mumbai