Credit Policy & Underwriting Strategy o Credit Policy & Process Governan ce o Underwriting Standards & Risk-Based Assessment o Discretionary Approval Authority o Credit Deviation & Exception Management o Regulatory & Policy Compliance
Portfolio Quality & Risk Management o Portfolio Monitoring & Quality Control o Early Warning Signals (EWS)
o Delinquency & Slippage Monitoring o Root Cause Analysis o Collections & Resolution co-ordination
Legal, Technical & Fraud Control o Legal & Technical co-ordination o Fraud Risk Identification & Prevention
Process Efficiency & operational excellence o TAT Optimization o Credit Process Standardization o Process Automation & Digitization
Business Partnership & Stakeholder Management o Sales–Credit Alignment o Business Growth with Prudent Risk Management o Stakeholder Management o Customer-Centric Credit Decisioning
Audit, Compliance & Governance o Internal & External Audit Management o Regulatory Compliance o Closure of Audit Observations o Exception Tracking & Corrective Action
📌 Credit head (Chennai)
🏢 Banking and NBFC job
📍 Chennai
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