Qualifications

- Strong credit management capabilities, including Credit Management and Credit Risk Management skills.
- Solid foundation in Finance and Credit, with the ability to interpret financial statements and assess repayment capacity.
- Well-developed Analytical Skills for evaluating data, identifying trends, and making sound credit decisions.
- Bachelor’s degree in Finance, Commerce, Economics, Business Administration, or a related field; a postgraduate qualification or professional certification in credit or risk is an advantage.
- Experience in retail lending or housing finance, preferably in branch or credit roles with exposure to affordable housing segments.
- Knowledge of regulatory requirements, internal risk frameworks, and lending policies relevant to housing finance.
- Solid attention to detail, documentation accuracy, and ability to work effectively with cross-functional teams at the branch.
- Effective communication and interpersonal skills, with a customer-focused approach and high ethical standards.

📌 Branch Credit Manager (Delhi)
🏢 Shubham Housing Development Finance Company
📍 Delhi