Personal Banker - Outbound (Branch Banking Relationship Management) | Kotak Mahindra Bank

Role Purpose

The Personal Banker - Outbound is a branch-based sales and relationship management role responsible for acquiring new customers, growing CASA business, generating revenue through cross-selling, and building long-term customer relationships.

Key Responsibilities

Customer Acquisition

- Acquire New-to-Bank (NTB) customers through field activities, referrals, and branch-generated leads.
- Source high-value Savings Account and Current Account customers.
- Build and expand family banking relationships.

Sales & Revenue Generation

- Achieve branch retail liabilities and CASA business targets.
- Cross-sell banking and third-party products:
- Insurance
- Fixed Deposits
- Mutual Funds
- Debit/Credit Cards
- Investment Products

- Meet assigned value, volume, and productivity metrics.

Relationship Management

- Engage customers through calls, meetings,



and branch visits.
- Understand customer financial needs and provide tailored solutions.
- Maintain solid customer relationships to improve retention and wallet share.

Customer Engagement Activities

- Contact prospective and existing customers regularly.
- Conduct daily customer meetings and follow-ups.
- Convert leads into active banking relationships.

Compliance & Service

- Ensure KYC and AML compliance during account acquisition.
- Maintain accurate customer records in CRM systems.
- Deliver high service standards while achieving sales objectives.

Required Skills

- CASA Sales
- Customer Acquisition
- Relationship Management
- Cross-Selling
- Sales Negotiation
- Networking & Prospecting
- Communication Skills
- CRM Management
- Target Achievement

📌 Personal Banker-Outbound_BRANCH BANKING_0468_1263_1003413 (Maharashtra)
🏢 Kotak Securities
📍 Maharashtra