Risk Specialist
In Scope of Position based Promotions.
Job Title- Risk Specialist, Associate
Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients.
Nearly 4,000 employees work together in our division to achieve our ambition to be an industry-leading risk management organisation. In an increasingly complex environment, risk management is fast becoming the most sought-after place to build a career within the banking world. Risk at Deutsche Bank is relied upon to help shape the strategy of the organisation and the wider industry agenda.
As part of Risk's transformation journey, GCAF is bringing Credit documentation to its purview and requires strong analysts to handle the same.

As part of our flexible scheme, here are just some of the perks that you'll enjoy

- Best in class leave policy
- Employee Assistance Program for you and your family members
- Accident and Term life Insurance
- Undertake accurate and timely credit analysis of counterparties (including Corporates and FIs) by identifying business and financial risk based on understanding of business model, financial statement analysis, preparing cash flow model/ forecast and peer analysis.

Write Rating reports and credit reviews/analysis for recommendation to Senior members for approval.
On-going monitoring & surveillance of assigned international portfolios, including rating changes, market/industry developments, news events, etc and assessing the impact on credit worthiness of the counterparty, keeping DB's exposure in mind.




Support the KCP with appropriate checks and its inclusion in the credit reviews.
Monitoring of limits/exposure: Updating Limit amendments and credit relevant data updates in the credit system. Exposure monitoring and timely clearance of Excess tickets. Timely monitoring of covenants and regular discussion with KCPs.
Interface directly across with the Credit officers (KCP) and other stakeholders (business side, Exposure managements, and various ops teams) to ensure complete understanding of DB's exposure and timely completion of the credit reviews.
Participate in ad-hoc projects related to portfolio exercises (industry/regional exercise), regulatory developments, sector notes, audit exercises and support onshore KCPs for various business strategies.
Ensure compliance with relevant and applicable local and global regulatory and policy requirements

Your skills and experience
Relevant professional qualifications are MSc / MA / MBA / CA / CFA, etc.
Relevant work experience in credit underwriting
Strong analytical skills, knowledge of financial markets and economic/industry trends
Strong accounting background, knowledge of financial ratios, financial statement analysis, cash flow projections or project finance
Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

Training and development to help you excel in your career
Coaching and support from experts in your team
A range of flexible benefits that you can tailor to suit your needs
Please visit our company website for further information:

We strive for a in which we are empowered to excel together every day. Together we are Deutsche Bank Group.

📌 Monitoring Risk Analyst (Mumbai)
🏢 Deutsche Bank
📍 Mumbai