31 Oct
|
IIFL Finance
|
Pune
Key Responsibilities:
Approve home loan and LAP proposals within delegated authority.
Assess borrower eligibility, repayment capacity, collateral, and legal/technical reports.
Ensure compliance with credit policies, regulatory guidelines, and risk framework.
Monitor portfolio quality, delinquency trends, and recommend corrective actions.
Partner with Sales, Operations, Legal, Technical, and Collections to balance growth with risk.
Lead and mentor regional credit teams, ensuring productivity and turnaround time (TAT) targets.
Review credit MIS, portfolio performance, and exception cases for senior management.
Drive process improvements and standardization across the region.
Preferred candidate profile
Qualified CA qualified/ MBA is mandatory
1015 years of experience in Home Finance, HFCs, NBFCs, or Retail Banking.
Minimum 3–5 years in a regional credit leadership role.
Exposure in managing high yield cases.
📌 Regional Credit Manager Pune
🏢 IIFL Finance
📍 Pune