Company: Credflow

Location:
Delhi NCR

Experience:
3–7 years Function: Finance, Fundraising & Investor Relations Reporting to: Founder, CEO About CredflowCredflow is a fast-growing fintech platform focused on solving working capital challenges for Indian SMEs. With 2 lakh+ businesses using its technology platform, Credflow combines SaaS, lending and data-driven financial solutions to help SMEs grow. We are scaling our lending business through our own NBFC, co-lending partnerships and institutional lending relationships. Role OverviewWe are looking for a highly analytical and execution-driven Investor Relations & Fundraising Manager to manage relationships with banks, NBFCs, financial institutions, venture capital funds and other investors. The ideal candidate must be exceptionally strong in financial analysis, Excel-based financial modelling, lending economics and financial metrics, while also possessing excellent communication, stakeholder management and follow-up skills. This is a hands-on role involving lender and investor coordination, fundraising execution, financial analysis and transaction management.

Key Responsibilities
1. Lender Relations & Debt Fundraising
• Manage relationships and ongoing communication with banks, NBFCs, AIFs and other institutional lenders.
• Coordinate debt fundraising, credit lines, co-lending arrangements and other financing structures.
• Prepare lender presentations, credit proposals, financial information and due diligence documentation.
• Track sanction proposals, approvals, documentation, disbursements and renewals.
• Proactively follow up with lenders to ensure timely transaction closure. 2. Investor Relations & Equity Fundraising
• Coordinate with existing and prospective investors, including VCs, PE funds and family offices.
• Manage investor communication, meeting preparation, follow-ups and information requests.
• Prepare investor presentations, quarterly updates, financial reports and fundraising materials.
• Maintain the investor data room and coordinate financial,



legal and commercial due diligence.
• Drive fundraising processes from initial discussions through transaction closure. 3. Financial Analysis & Modelling
• Build and maintain detailed financial models, business projections and valuation analyses.
• Analyze P&L;, balance sheet, cash flows, budgets and business performance.
• Track lending metrics including AUM, disbursements, yields, IRR, cost of funds, NIM, ROA, credit costs, GNPA, NNPA and collection efficiency.
• Evaluate unit economics, product profitability, capital requirements and funding structures.
• Prepare scenario analyses, sensitivity models and financial forecasts.
• Translate complex financial information into clear, actionable insights for management and investors. 4. Financial MIS & Management Reporting
• Prepare high-quality financial MIS, investor dashboards and management presentations.
• Monitor actual performance against budgets, forecasts and business plans.
• Coordinate with accounting, credit, risk and business teams to ensure accuracy of financial data.
• Ensure timely responses to investor and lender queries with well-supported financial analysis. 5. Transaction Execution & Coordination
• Maintain structured trackers for all ongoing fundraising and lender discussions.
• Coordinate with internal teams, external advisors, legal counsel and financial institutions.
• Drive documentation, diligence, approvals and closure of transactions.
• Ensure strong ownership, proactive communication and timely resolution of bottlenecks. Required Qualifications & Skills
• CA, CFA, MBA Finance (preferably from a leading institute), or equivalent strong financial background.




• 3–7 years of relevant experience in fintech, NBFCs, lending, investment banking, structured finance, corporate finance or investor relations.
• Advanced Excel and financial modelling skills are mandatory.
• Strong understanding of financial statements, ratios, lending economics and credit analysis.
• Ability to independently build integrated financial models and explain assumptions.
• Excellent PowerPoint, presentation and financial storytelling skills.
• Robust written and verbal communication, with the ability to interact confidently with senior lenders and investors.
• High attention to detail, urgency, ownership and ability to manage multiple transactions simultaneously. Preferred Experience
• Prior experience raising debt or equity for fintechs/NBFCs.
• Familiarity with co-lending, securitization, PTCs, structured debt and working capital financing.
• Experience managing institutional lenders, VCs, PE funds or family offices.
• Understanding of RBI-regulated lending businesses and NBFC financial reporting. What Success Looks Like
• Strong, proactive relationships with lenders and investors.
• Timely progression and closure of fundraising transactions.
• Accurate, investor-ready financial models and presentations.
• Fast and reliable turnaround of lender and investor information requests.
• Complete ownership of fundraising trackers, follow-ups and diligence.
• Ability to independently explain Credflow's financial performance, lending economics and growth projections. Who Should Apply?We are looking for someone who is equally comfortable building a complex financial model in Excel and discussing it confidently with the CFO of a bank or a partner at an investment fund. The ideal candidate combines financial depth, commercial understanding, relationship management and relentless execution. This is not a purely relationship-management or coordination role. Deep financial expertise and hands-on analytical capability are essential.

📌 Founder’s Office (India)
🏢 CredFlow
📍 India