Company Description Svc Co-operative Bank Ltd., originally founded as a Co-operative Credit Society in 1906, is a long-established scheduled bank in India with a strong cooperative heritage. The bank was created to promote savings, support the economic endeavors of community members, and extend financial assistance to those in need. Over time, it has grown into a trusted institution focused on inclusive banking and community development. Prospective team members can expect to join an organization that values ethical practices, customer-centric service, and financial empowerment. Role Description The Credit Analyst role at Svc Co-operative Bank Ltd. is a full-time, on-site position based in Bengaluru. The Credit Analyst will evaluate creditworthiness of individuals and businesses by analyzing financial statements, bank records, and other relevant data. Daily responsibilities include assessing loan applications, preparing credit reports and recommendations, monitoring existing credit portfolios, and ensuring compliance with internal policies and regulatory requirements. The role also involves collaborating with relationship managers and other banking teams, communicating credit decisions clearly, and contributing to risk mitigation strategies.



The Credit Analyst will help maintain high-quality credit standards while supporting the bank’s commitment to responsible lending and community-focused financial solutions. Qualifications
- Candidates should possess solid Finance and Credit knowledge, including understanding of lending products, financial statements, and risk assessment principles.
- Candidates should possess Credit Management skills, including loan evaluation, portfolio monitoring, and adherence to credit policies and regulatory guidelines.
- Candidates should possess Analytical Skills, with the ability to interpret quantitative and qualitative data, identify trends, and make sound credit recommendations.
- Candidates should possess Communication skills, including clear written reporting, professional verbal communication, and the ability to explain credit decisions to internal and external stakeholders.
- Relevant qualifications such as a bachelor’s degree in Finance, Accounting, Economics, Business, or a related field are preferred.
- Proficiency with spreadsheets and financial analysis tools, attention to detail, and a high level of integrity and ethical judgment are beneficial.
- Prior experience in banking, credit analysis, or risk management is an advantage.

📌 Credit Analyst (Bengaluru)
🏢 SVC Co operative Bank
📍 Bengaluru