• Credit recommending and sanctioning authority, responsible for analysis of loans as per the Policy Manual
• Accountable for the credit quality of the loan underwritten and portfolio, including the due diligence, of the portfolio included in their markets.
• Ensuring accurate and appropriate analysis of applicant's credentials, including financial analysis & various associated financial ratios for credit decision, as per the Policy Manual.
• Responsible for initiating personal Discussion before recommending proposal besides recording all the factual events/observations/discussions to facilitate credit decision by the sanctioning authority
• Preparing and monitoring system related MIS and data updating for the requirement of the administration of the loans as per the Loan Policy Manual.




• Being the first person verifying the post disbursement documentation completion and compliance of all conditions including the sanction terms and conditions stipulated on deals.
• Visits to outstation branches/units as per the instructions of the competent authority in relation to the matters connected with Credit Appraisal/PD/Sanction matters. Required

Skills:

• Excellent communication and interpersonal skills
• Ability to communicate and function professionally with all levels of personnel and Business partners across the organization
• Excellent customer contact skills; comfortable asking questions/ interviewing customers about their financial situation
• Able to take full ownership” of issues until they are completely resolved
• Attention to detail
• Valuable observation and listening skills Education Qualification: Candidate should have completed Graduation

📌 Credit Officer (Anand)
🏢 MAS Rural Housing and Mortgage Finance
📍 Anand