Role & responsibilities Loan Book & Portfolio Management
- End-to-end oversight of the loan book across direct sourcing, co-lending, and BC partnerships.
- Build dashboards to track performance metrics (NPA %, PAR, collection efficiency).
- Reconcile loans across bank statements, LMS, and accounting systems. FLDG & Partnership Management
- Lead financial evaluations and monitor fintech partners with FLDG arrangements.
- Track FLDG coverage, defaults, and recoveries.
- Manage co-lending and BC partnerships, ensuring financial diligence, cash flow alignment, and MIS integration. Evaluation & Due Diligence
- Conduct financial and risk analysis of potential NBFC/fintech partners.
- Review promoter background, financial health, audits, and compliance.
- Prepare partnership recommendation reports. Financial Reporting & Compliance
- Prepare timely financial statements in line with SEBI and RBI norms.
- Oversee statutory and internal audits, and manage RBI inspections.
- Handle tax planning, GST compliance, and regulatory filings. Automation & Process Optimization




- Collaborate with product teams to automate reconciliation, reporting, and finance processes.
- Integrate dashboards into LMS for real-time visibility.
- Identify automation opportunities in reporting and monitoring. Strategic Financial Planning
- Prepare MIS reports, forecasts, and portfolio analyses for decision-making.
- Partner with leadership to improve margins, reduce defaults, and optimize lending.
- Evaluate ROI and financial performance of lending products and partnerships. Key Skills &

Experience:

Requirements:

-

Education:
B.
Com, MBA Finance, CA Inter (cleared/appearing).
- Technical

Skills:
Proficiency in Tally, ERP / LMS Tools, PPT, AI Tools, Power BI and MS Excel is mandatory.
- Traits: Strong analytical skills, integrity, and a willingness to learn in a fast-paced workplace.
- Data Analysis: Maintain accurate records and generate reports using Advanced Excel (VLOOKUPs, Pivot Tables).

📌 Sr.Analyst/ Analyst (Mumbai)
🏢 Unigold Finance
📍 Mumbai