Role Description Job Title RMCC Risk Analyst Business Unit Integrated Risk Management Reporting To Team Lead
- RMCC / Senior Risk Analyst Job Function and Role Type Risk, Individual Contributor Version No 3.0 Job Purpose Responsible for assessing creditworthiness, regulatory reporting, KRI computation, and vendor outsourcing risk management. Supports RMCC sub-verticals with analysis, reporting, and compliance activities.

Key Responsibilities
Ratings Team Responsibilities Analyze financials and credit proposals to assess creditworthiness. Monitor and review ratings for assigned portfolios. Identify risks and evaluate business models. Credit Mid Office Responsibilities Prepare regulatory reports as per Basel standards. Resolve audit queries and manage automation projects. Collaborate with stakeholders to achieve objectives. Operations Risk Responsibilities Collect and compute KRI data and score sheets.



Analyze OR loss data and prepare regulatory reports. Process write-off and provision files. Outsourcing Risk Responsibilities Submit vendor reviews and requirement documents. Evaluate regulatory and compliance requirements. Test and implement system functionalities. Other Responsibilities Perform tasks as defined by business needs. Education Graduation in BCom/BSc/MSc/MCom; MBA/CFA/CA preferred. Certifications CFA, CA, MBA. Key Competencies Analytical skills, regulatory knowledge, stakeholder management, planning and organizing, banking product knowledge. Major Stakeholders Business and Customer Relationship Management Team, SME/Retail Credit Risk Department, Basel Team, IT Team, Credit Policy Team.

📌 IRM-Analyst-RMCC (Mumbai)
🏢 HDFC Bank
📍 Mumbai