Company Description The company is a growing organization in the financial services sector, focused on delivering reliable and customer-centered risk and underwriting solutions. Operating in a dynamic market, it emphasizes strong analytical practices, regulatory compliance, and ethical standards in all decision-making. Team members collaborate closely across departments to improve processes, enhance service quality, and support sustainable business growth.

The company values continuous learning, transparent communication, and a culture where all employees can contribute to innovation and operational excellence.

Role Description This is a full-time, on-site Underwriter role based in Gurugram. The Underwriter will evaluate applications, analyze financial and risk-related information, and make decisions on approvals, pricing, and terms in line with company policies and industry regulations. Day-to-day work includes reviewing documentation, assessing creditworthiness or risk profiles, preparing clear recommendations, and maintaining accurate records in internal systems.

The role involves collaborating with sales, operations, and customer service teams, responding to queries on underwriting decisions, and supporting process improvements. The Underwriter is expected to manage a defined portfolio or pipeline,



meet turnaround time and quality standards, and contribute to a consistent, fair, and transparent underwriting process.

Qualifications

- Ability to perform detailed risk assessment, analyze financial or application data, and make balanced underwriting decisions.
- Solid attention to detail, accuracy in documentation, and proficiency with spreadsheets, underwriting tools, and internal systems.
- Effective communication skills to explain decisions, prepare clear reports, and collaborate with cross-functional teams and stakeholders.
- Sound understanding of relevant regulations, policies, and compliance requirements, with the ability to apply them consistently.
- Problem-solving and critical-thinking skills to handle complex cases, escalate issues appropriately, and suggest process improvements.
- Comfort working in a fast-paced on-site environment in Gurugram, with the ability to prioritize tasks and manage deadlines.
- Bachelor’s degree in finance, business, economics, or a related field; professional certifications in underwriting or risk management are an advantage.
- Prior experience in underwriting, credit analysis, insurance, or related risk functions is preferred but not mandatory for strong entry-level candidates.

📌 Underwriter (Gurugram)
🏢 NextCapital.in
📍 Gurugram