Job Description

- Manage business and distribution for SME business within Business Lending Group for complex geographical locations (bigger geographical areas with multiple districts and business pockets) with different business dynamics

- Optimise portfolio yield

- The business will cater to clients with turnover over between 25 - 100 Crs

- Ensuring overall portfolio and revenue targets are met.

- Building profitable franchise for SME.

- Manage and arrest slippage and maintain portfolio quality

- Collaborating with lenders to customise lending solutions

- Client Relationship Management in terms of risk & compliance

- Building sourcing channel with sharp focus on sourcing through branch

Responsibilities

- Manage financial health and growth of SMEs ,₹25–100 Cr turnover, ₹5–15 Cr credit exposure

- Drive profitability by increasing revenue, controlling costs, & promoting fee-based products (CMS, TFx, EXIM)

- Monitor portfolio health, focusing on SMA & NPA





- Develop growth strategies for BBG and EEG segments, including geographic expansion & complex credit structuring tailored to borrowers’ needs

- Ensure compliance through covenant monitoring & audit oversight

- Collaborate across credit, operations, risk, IT & compliance to streamline policies & processes

- Lead and mentor teams, set performance metrics, & improve operational efficiency via TAT & FTNR controls

- Leverage legal and technical expertise to manage complex cases & present credit proposals to sanctioning authorities

- Oversee end-to-end credit delivery, coordinating sourcing, underwriting, operations, legal, & monitoring for smooth execution.

Qualifications

Qualification required: Graduate/ Post Graduate

Min Exp: 15 years

Max Exp: 20 - 22 years

📌 BLG - Zonal Business Head - Business Banking Group (BBG)| New Delhi
🏢 CSB Bank
📍 Delhi