Job Title: Credit Rating Analyst

Location:
Gurugram, India Department: Rating

About the Company
We are India's eighth SEBI-registered Credit Rating Agency committed to providing independent and transparent credit ratings to the Indian financial markets. With a focus on analytical rigor and market insight, we cater to a diverse range of clients including large corporates, PSUs, NBFCs, and infrastructure entities. As we expand our footprint in the financial capital of India, we are looking for a high-impact leader to drive our growth in the Gurugram region.

Key Responsibilities
Credit Analysis & Ratings
• Independently work on credit rating assignments across corporates, infrastructure, and financial services.
• Prepare and analyse financial statements, credit reports, and other financial information to assess creditworthiness.
• Perform in-depth cash flow assessment and risk analysis on companies/entities.
• Prepare and present rating rationales, committee notes, and press releases.
• Monitor the assigned portfolio of rated entities and ensure timely surveillance and action based on the latest developments.
• Support rating actions by conducting risk assessments, peer benchmarking, and scenario analysis.
• Assist in the development and improvement of credit scoring models, policies, and processes to enhance the efficiency and effectiveness of credit evaluations
• Gather and validate Financial and Non-financial data from various sources.
• Prepare and conduct ratio analysis under supervision.
• Draft analytical summaries, rating rationales, and internal reports.
• Participate in issuer meetings, due diligence calls, and rating committees as needed.
• Monitor news,



financial statements, and market developments relevant to assigned accounts.
• Support the maintenance and updating of databases and analytical tools.
• Work closely with senior analysts to ensure timely and high-quality delivery of ratings and reports.
• Keep and file proper records, updates, emails and their backup from time to time. Stakeholder Management
• Engage with senior management of issuers, promoters, bankers, and investors.
• Provide rationales for rating recommendations before internal rating committees.
• Communicate rating decisions and sector insights effectively to external stakeholders. Research & Sector Insights
• Monitor industry developments, regulatory changes, and macroeconomic trends.
• Publish sector reports, outlooks, and thematic research notes. Team Leadership & Development
• Review and guide the work of junior and associate analysts.
• Provide coaching, training, and knowledge sharing to strengthen team capabilities. Governance & Compliance
• Ensure compliance with SEBI & RBI regulations for CRAs, internal policies, and ethical standards.
• Maintain integrity, independence, and transparency in rating opinions. Candidate Profile Experience & Qualifications
• MBA (Finance) or CA
• Minimum 3 years of experience in Credit Rating Agency Why Join Us?
• Impact: Opportunity to lead the business in India's most premium market.
• Growth: Be part of a growth-story with significant potential for skilled advancement.
• Compensation: Attractive remuneration package commensurate with experience and market standards.
• Culture: A collaborative environment that values expertise, innovation, and results.

📌 Credit Rating Analyst (Gurugram)
🏢 ACER Credit Rating
📍 Gurugram