CarCred company operating a digital lending aggregation platform that works with multiple banks and NBFCs. We are looking for a BRE & Credit Policy Analyst to design, manage, and update our Business Rules Engine (BRE) based on lender-specific credit policies and eligibility criteria.
Key Responsibilities
- Design, configure, and maintain BRE rules for multiple lenders and loan products.
- Understand lender credit policies and convert them into system-based business rules.
- Regularly update BRE rules based on changes in lender policies and eligibility criteria.
- Coordinate with Technology, Product, Risk, and Business teams for rule implementation.
- Prepare test cases and perform UAT to ensure accurate rule execution before deployment.
- Monitor BRE outputs, identify rule errors,
and improve application eligibility and lender routing.
- Maintain documentation of credit policies, rule changes, testing, and approvals.
- Ensure adherence to defined change management and information security processes.
Required Skills & Qualifications
- 2–5 years of experience in credit policy, credit risk, digital lending, or BRE management.
- Good understanding of lending products, credit underwriting, and customer eligibility criteria.
- Ability to translate credit policies into logical business rules.
- Strong analytical skills and proficiency in MS Excel.
- Experience with BRE or decision engine tools is preferred.
- Basic knowledge of SQL and UAT is an added advantage.
- Positive communication, documentation, and stakeholder management skills.