Department

Internal Audit

Designation

Senior Manager

Location

Kurla, Mumbai

Employment Type

Full-Time

Role Overview

We are seeking a qualified and experienced Chartered Accountant to lead and oversee the Company's various audits like Concurrent Audit, Internal Audit, Outsourcing Audit, etc across its NBFC and FinTech businesses. The role requires strong expertise in risk-based auditing, RBI regulations, financial reporting, accounting, and operational processes. The selected candidate will be responsible for driving audit planning, execution, reporting, stakeholder management and strengthening the internal control framework.

Key Responsibilities

- Lead and oversee various audits & regulatory assignments across the NBFC and FinTech businesses.
- Develop and execute risk-based audit plans covering financial, operational, regulatory and technology-driven processes.
- Evaluate the adequacy and operating effectiveness of internal controls and recommend improvements to strengthen governance and risk management.
- Review the lending lifecycle including sourcing, underwriting, disbursement, collections, treasury, finance, accounting, vendor management and customer servicing processes.
- Evaluate compliance with RBI Master Directions, Digital Lending Guidelines, Outsourcing Guidelines, Fair Practices Code, colending and other applicable regulatory requirements.
- Review accounting processes, financial reporting, taxation, books of accounts and financial controls to ensure accuracy and compliance with applicable accounting standards.
- Assess compliance with Internal Financial Controls (IFC),



Risk Control Matrices (RCMs) and enterprise risk management practices.
- Review outsourcing arrangements, vendor governance and third-party risk management processes.
- Identify process gaps, control weaknesses and regulatory non-compliances and recommend practical corrective actions.
- Prepare high-quality audit reports, present audit observations to senior management and monitor closure of audit findings.
- Coordinate with business functions to ensure timely implementation of agreed action plans.
- Liaise with statutory auditors, internal auditors, concurrent auditors and regulatory inspectors during audits and inspections.
- Mentor and supervise audit team members while ensuring timely completion of audit assignments.

Eligibility & Experience

- Chartered Accountant (CA) Mandatory.
- Minimum 5 years of post-qualification experience in field of Audit.
- Mandatory experience in NBFC and FinTech audits.
- Prior experience in Bank Audits is essential.
- Experience in treasury, lending operations, accounting, finance and regulatory audits will be preferred.

Required Knowledge & Skills

- Strong knowledge of RBI regulations applicable to NBFCs, Digital Lending Guidelines,



Outsourcing Guidelines and other regulatory requirements.
- Sound knowledge of financial and regulatory ratios including CRAR, LCR, Debt-equity ratio, GNPA/NNPA, NIM etc.
- Sound understanding of accounting principles, financial reporting, Internal Financial Controls (IFC) and audit methodologies.
- Experience in preparing and reviewing Risk Control Matrices (RCMs) and conducting risk-based audits.
- Positive understanding of lending operations, treasury, financial statement closure process and investment accounting.
- Ability to analyse business processes, identify risks and recommend effective control enhancements.
- Strong report writing, presentation and stakeholder management skills.
- Proficiency in Microsoft Excel, Word and PowerPoint.
- Ability to lead audit engagements independently and manage multiple assignments simultaneously.
- Experience in leveraging AI tools for audit execution, data analysis and process automation will be an added advantage

Preferred Competencies

- Solid analytical and problem-solving skills.
- High level of professional integrity and attention to detail.
- Excellent communication and interpersonal skills.
- Ability to work effectively with senior management and cross-functional teams.
- Strong planning, leadership and team management capabilities.
- Strong team leader with the ability to mentor, motivate and develop team members.

Other Requirements

- Preference will be given to immediate joiners and candidates with a shorter notice period.

📌 Senior Manager Internal Audit (NBFC/FinTech) (Mumbai)
🏢 Mantraa Advisory Service
📍 Mumbai