:

1.

Commercial Lending

Specialist

- Review and process commercial loan applications.
- Analyze financial statements, tax returns, cash flow statements, and credit reports.
- Assess borrowers' creditworthiness and identify potential lending risks.
- Prepare loan packages and supporting documentation for underwriting and approval.
- Coordinate with relationship managers, underwriters, legal teams, and clients throughout the loan lifecycle.
- Ensure all loan files comply with internal policies, procedures, and regulatory requirements.
- Monitor existing commercial loan portfolios and identify potential issues or risks.
- Assist with loan closings, funding activities, and post-closing documentation.
- Maintain accurate and up-to-date records in lending systems.
- Provide excellent customer service by responding to client inquiries and resolving issues promptly.
- Demonstrate solid knowledge of the U.S. mortgage and commercial lending process, including:
- Board and management oversight
- Policies and procedures
- Training requirements
- Monitoring and reporting

2.

Documentation

Management

- Create charts, graphs, and color-coded analyses to present findings effectively.




- Follow up with clients' business units to ensure identified corrective actions have been implemented within the Loan Origination System (LOS).
- Review fair lending attributes, including adverse actions related to denied or withdrawn applications.
- Analyze exceptions to underwriting guidelines and evaluate mitigating factors supporting lending decisions.

3.

Customer

Service

- Collaborate with clients' business units to identify and resolve data integrity issues.
- Work closely with stakeholders to address process and procedural gaps affecting data quality and accuracy.
- Provide timely support and guidance to ensure smooth business operations and issue resolution.

4.

Quality

Control

- Verify the accuracy of borrower-submitted documents through sampling and testing procedures.
- Cross-check data against original loan documents stored in electronic document management systems.
- Ensure compliance with quality standards and regulatory requirements through thorough data validation.
- Work closely with the Quality Assurance team to identify improvement opportunities and enhance operational processes.
- Support continuous process improvement initiatives to strengthen accuracy, efficiency, and compliance.

📌 Process Executive (Chennai)
🏢 Quinte Financial Technologies
📍 Chennai