Role - Lead BRE - Rule Validation

Reporting To Lead BRE

Location - Corporate Office, Chennai

Role Overview & Ownership Areas

We are seeking an experienced Lead BRE (Rule Validation) to drive validation, governance, and optimization of business rules within the decisioning ecosystem. This role is critical in ensuring that all credit and policy rules configured in the Business Rule Engine (BRE) are accurate, compliant, and aligned with risk strategy. The individual will act as a bridge between credit policy, analytics, and technology teams to ensure robust rule validation frameworks and high-quality automated decisioning.

Key Responsibility Areas

- Lead end-to-end validation of business rules configured in the BRE for loan origination and underwriting.
- Design and implement rule validation frameworks, checklists, and governance standards.
- Perform detailed validation of rule logic against approved credit policies and regulatory requirements.
- Conduct impact analysis and scenario testing for current rules, policy changes, and enhancements.
- Own UAT strategy, execution, and sign-off for BRE rule deployments.
- Identify gaps, inconsistencies, and risks in rule configurations; recommend corrective actions.
- Collaborate with credit policy, risk analytics, and IT teams to ensure accurate translation of policies into system rules.
- Monitor rule performance and validation outcomes to improve decision accuracy and reduce errors/leakages.
- Ensure audit readiness by maintaining comprehensive documentation,



validation logs, and version controls.
- Drive continuous improvement in rule validation processes, automation, and governance practices.
- Mentor junior analysts and provide guidance on validation methodologies and best practices.

Qualifications

- Experience: 9 plus years in BRE/decisioning/credit risk roles, preferably in NBFCs, banks, or fintechs.
- Bachelors/ Masters degree in Analytics, Finance, Engineering, Business, or related field.
- MBA / PGDM (Finance/Operations) preferred
- Exposure to vehicle finance, is highly preferred.

Desired Competencies

- Strong experience in rule validation, UAT, and credit policy implementation.
- Prior exposure to vehicle finance (especially SCV/CV) is highly desirable.
- Deep understanding of credit underwriting, bureau data, and loan origination workflows.
- Hands-on experience with BRE/decision engines (e.g., Blaze, Drools, FICO, etc.).
- Strong analytical and problem-solving skills with attention to detail.
- Experience in data analysis using SQL, Excel, or similar tools.
- Ability to interpret complex business requirements and validate system logic effectively.
- Strong stakeholder management and communication skills.

Key Skills

- Business Rule Engine (BRE) Validation & Governance
- Credit Risk & Underwriting
- Rule Testing & UAT Management
- Process Improvement & Automation
- Stakeholder & Team Management
- Documentation & Audit Compliance

Regards,

Jolly Nayak

3POINTHRM

📌 Lead BRE - Rule Validation (Chennai)
🏢 3 Point HRM
📍 Chennai