Key Responsibilities

Credit Assessment

- Review loan applications, credit bureau reports (CIBIL), repayment history, and customer profiles.

- Assess customer creditworthiness and support lending decisions.

Financial Analysis

- Analyze bank statements, income proofs, KYC documents, and financial records.

- Evaluate repayment capacity and identify potential risk factors.

Fraud Risk Detection

- Detect suspicious transactions, forged documents, fraudulent applications, and unusual customer behavior.

- Escalate identified fraud risks and support investigations.

Portfolio Monitoring

- Monitor portfolio performance, delinquency trends, overdue accounts, and default rates.

- Recommend corrective actions to manage risk exposure.

Risk & Loss Management





- Analyze credit risk patterns and portfolio trends.

- Suggest strategies to reduce credit losses and improve portfolio quality.

Reporting & MIS

- Prepare risk reports, dashboards, MIS, and portfolio performance analyses for management review.

- Maintain accurate risk-related data and documentation.

Cross-Functional Coordination

- Collaborate with Credit, Operations, Collections, and Technology teams to address risk-related issues.

- Support process improvements and risk control initiatives.

📌 Credit Risk Analyst (Mumbai)
🏢 Ansu Trade u0026 Fiscals
📍 Mumbai