Role & responsibilities

- Responsible for credit appraisals cross sell loan applications of Sales Finance.

- Responsible to maintain quality portfolio.

- Responsibility to deliver the credit assessment target within specified Turnaround Time.

- Responsible for Audit and Regulatory compliance for the Location.

- Assist RCM with coordinating / managing RCU & verification vendors.

- Take sound lending decisions based on available information & interactions with the applicants.

- To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location.

- Maintain the Database and making reports for Monthly cases.

- Coordinating with agencies for proper sampling / screening of files for fraud prevention.

- Managing performance in terms Cost of credit administration.

- Responsible for Process and Policy Adherence.

- Responsible for Effective Cost Management

- Understanding & Managing Healthy Portfolio.

Preferred candidate profile

- Graduate / Postgraduate (MBA/CA preferred)

- 4-7 years experience in Credit/Underwriting.

📌 Credit Manager (Chennai)
🏢 HDB Financial Services
📍 Chennai