Opening with NBFC

Location : Powai (Chandivali)

Designation : Credit Executive

Salary range between 35,000 to 45,000 (Depends upon Experience and last drawn)

Role Overview : The Credit Underwriting Analyst will be responsible for assessing loan applications, evaluating borrower creditworthiness, and making informed credit decisions in line with the company's risk appetite and credit policies. The role requires solid analytical skills, sound judgment, and the ability to balance growth with prudent risk management.

Key Responsibilities:

- Review and assess loan applications for retail, SME, or secured/unsecured lending products.
- Analyze customer financials, income documents, bank statements, bureau reports, GST returns, and other relevant documents.
- Evaluate credit risk using internal scorecards, financial analysis, and external data sources.
- Conduct cash flow, repayment capacity, and leverage analysis.
- Recommend loan approvals, rejections, or modifications within delegated authority limits.




- Ensure compliance with internal credit policies, regulatory requirements, and risk management guidelines.
- Identify early warning signals, fraud indicators, and documentation discrepancies. • Coordinate with Sales, Operations, Risk, Legal, and Collections teams to facilitate smooth loan processing.
- Maintain high-quality underwriting standards while meeting defined turnaround time (TAT) targets.
- Support portfolio monitoring by highlighting emerging credit trends and recommending policy improvements.
- Participate in developing and refining underwriting frameworks as the business scales.

Interested candidates kindly forward your updated CV on [email protected] Pay: ₹35,000.00 - ₹45,000.00 per month

Benefits

- Paid sick time
- Provident Fund

Work Location: In person

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