Job Description

2-4 years of experience in AML/CTF, Transaction Monitoring (Consumer Partner), Sanctions PEP Screening, Fraud Investigations (Consumer Non-Consumer), KYC/CDD/EDD, Due Diligence, and solid analytical and investigative skills.

Roles Responsibilities

- Review and analyze financial transactions to detect money laundering, fraud, terrorist financing or suspicious behavior.

- Conduct investigations on suspicious transactions and customer activities by reviewing account behavior, transaction history, and supporting documentation.

- Review and investigate Consumer and Partner Transaction Monitoring alerts to identify suspicious or unusual activities.

- Escalate suspicious cases in accordance with established procedures and regulatory requirements.

- Ensure CDD/EDD processes meet global regulatory standards such as FATF, OFAC, GDPR.

- Prepare and file Suspicious Activity Reports (SARs) and other mandated regulatory reports.

- Perform customer and transaction risk scoring, categorize clients into low/medium/high-risk tiers.

- Conduct screening for sanctions (OFAC), PEP lists, negative news, and other watchlists.

- Monitor customer accounts and transactions for suspicious patterns, including Wire Fraud, ACH Fraud, Check Fraud, and Account Takeover attempts.

- Analyze data to identify fraud trends or patterns and recommend preventive actions.

- Maintain detailed investigation logs, case files, and audit-ready documentation.

- Escalate suspicious activity as per regulatory and bank procedures.





- Perform Sanctions and PEP Screening reviews against global watchlists.

- Conduct FCA Licence Checks, Financial Promotions reviews, and Product Compliance assessments.

- Support Credit Exposure Risk Management activities to identify potential regulatory and financial risks.

- Review and investigate customer, partner, and merchant alerts related to sanctions, adverse media, and compliance breaches.

- Conduct end-to-end Consumer and Non-Consumer Fraud Investigations.

- Investigate suspected fraud, account misuse, identity theft, money mule activities, and policy violations.

- Document findings, recommend actions, and coordinate with stakeholders for fraud prevention and mitigation.

- Perform KYC, CDD, and EDD reviews for new and existing customers.

- Conduct High-Risk Consumer Reviews, periodic reviews, and enhanced due diligence activities.

- Validate Source of Funds (SOF) and Source of Wealth (SOW) information where applicable.

- Review adverse media results and assess customer risk profiles.

Additional Responsibility

- Minimum Graduation degree, preferably MBA
- Certification in financial crime prevention (e.g., CAMS, ICA) preferred.

- Intermittent knowledge in MS Excel, Power point

- Effective communication skills
Job Location: Bangalore
Qualification: Any full-time graduate (B.Com/MCom, BBA/MBA)
Shifts: Flexible to work for any shift (24*5)
Experience: 2-4 Years

Educational Requirement

Graduate

Preferred Skills

India Banking->Consumer Banking, Mortgage, Lending Operations, Commercial Banking

Service Line

BPO Service Line

📌 Process Specialist (Bengaluru)
🏢 Infosys BPM
📍 Bengaluru