Managing risk in gold loan by ensuring collateral quality processes are as per defined process in allocated region.
Culture anchors: Work hard - Consistently puts in effort; plans and tracks daily progress to achieve targets. Execute with rigor - Takes responsibility for meeting targets with focus and effort. Own it - Maintains honesty and fairness in all interactions in line with the organization's policies. Act with integrity.
Responsibilities
- Branch visit for gold verification.
- Reappraising gold purity, weight and content of ornaments pledged at branch.
- Preparing monthly reports by consolidating observations.
- Preparing initial plan from next month's branch coverage.
- Online audit of gold loan LANs.
- Gauging levels of financial risk within organization by visiting branches.
Qualifications
- Educational Qualifications: Minimum Graduate.
- Work Experience: 1-3 years experience in gold loan assaying role, either with competitor or internal.