About Agya We at Agya (Agya Technologies is a fintech company operating as an RBI-licensed Account Aggregator) are looking for those who share our core belief: “Every Day is Game day”. We bring our best selves to work each day to realise our mission of enriching the world through the power of digital commerce and financial services. The Role We are seeking a talented, passionate, curious, dedicated and skilled Regulatory Compliance and Anti-Money Laundering Lead to join our team. As a Compliance and AML Lead at our company, you will assume responsibility for leading and managing the Regulatory Compliance and AML Programme for the Company's businesses.

Key Responsibilities
• Monitor, interpret and implement RBI, FIU-IND, PMLA, KYC and AML/CFT requirements.
• Manage regulatory submissions, inspections, information requests and closure of observations.
• Coordinate with other stakeholders across Group entities.
• Track entity-wise regulatory obligations and take ownership of timely compliance and remediation.
• Advise Business, Product, Operations, Risk and Technology teams on regulatory matters.
• Review new products, partnerships and operating models from a compliance perspective.
• Liaise with RBI, FIU-IND, SROs, industry associations and other relevant stakeholders.
• Represent the company in industry consultations and coordinate responses to regulatory proposals.
• Provide periodic compliance updates and escalate material issues to senior management.
• Maintaining high standards of investigation levels by conducting root cause analysis (RCA) of disposed cases not meeting quality control norms.
• Collate, review, and submit quarterly KYC/AML returns to the regulator.
• Conduct advanced KYC/AML training for the AML team and ensure compliance with regulatory requirements in respect of employee training,



including adequate arrangements for awareness and training of all employees.
• Responsible for timely submission of CTR, STR, CCR, and NTR reports to FIU-India. Also ensure STR reports are filed within the stipulated timelines after due review of transaction patterns, grounds for suspicion and details of investigation.
• Analyse unusual transaction patterns periodically to understand new typologies and recommend controls to mitigate ML/TF risks to the organisation.
• Review detection scenarios based on the typology study to configure additional red flag indicators in the AML system. What matters in this role
• Has a minimum of 10-15 years of relevant experience in regulatory compliance within a fintech, payments, Account Aggregator, bank or NBFC as AML and at least 5 years as Regulatory Compliance & AML Lead or in a relevant role with Banking and financial services institutions.
• Thorough knowledge of AML processes, systems and tools (e.g. QDE, Track Wizz, Nice Actimize, Bridger XG, etc.)
• Strong knowledge of RBI regulations, FIU-IND requirements, PMLA, KYC and AML/CFT frameworks. Experience in regulatory liaison, inspections, submissions and industry-body engagement
• Degree in Law, Commerce, Finance, Business Administration or a related discipline or a chartered accountant with relevant certifications in AML (CAMS/CFCS/CAMI) preferred. What we value in our people.
• You take the Shot: You decide rapid and deliver right
• You are the CEO of what you do: You show ownership and make things happen.
• You own tomorrow: You build solutions for the merchants and do the right thing.
• You sign your work like an artist: You seek to learn and take pride in the work you do.
• You are the Sherpa: You take people along and act in the interest of Pine Labs.
• You care with tough love: You empower others and help people grow.

📌 Compliance & Anti Money Laundry (Bengaluru)
🏢 Pine Labs
📍 Bengaluru