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Job ID

528476

Posted since

05-Nov-2026

Organization

Siemens Financial Services

Field of work

Sales

Company

Siemens Financial Services Private Limited

Experience level

Early Professional

Job type

Full time

Work mode

Office/Site only

Employment type

Permanent

Location(s)

- Chandigarh - Chandigarh - India

Area Sales Manager – Equipment Finance

Role Purpose: Drive business growth by acquiring customers requiring finance for machinery/equipment purchases, building relationships with equipment dealers and manufacturers, and ensuring a healthy loan portfolio.

Key Responsibilities

- Generate machine loan business through direct sales and channel partners.
- Develop relationships with machinery dealers, OEMs, manufacturers, and industrial associations.
- Identify and acquire new customers in manufacturing, engineering, plastics,



packaging and allied sectors.
- Conduct preliminary credit assessment and collect loan documentation.
- Coordinate with credit, operations for loan processing and disbursement.
- Monitor portfolio quality and control delinquency levels.
- Achieve monthly, quarterly, and annual disbursement targets.
- Analyze market trends and competitor activities within the assigned territory.
- Maintain customer relationships for repeat business.

- Sales and relationship management.
- Knowledge of machinery finance, term loans.
- Understanding of financial statements and credit appraisal.
- Dealer/OEM network management.
- Negotiation and customer acquisition skills.

Typical Requirements

- Graduate/MBA preferred.
- 10-15 years of experience in equipment finance, SME lending, commercial vehicle finance, or industrial sales financing.

Key Performance Indicators (KPIs)

- Loan disbursement volume.
- Number of new customer acquisitions.
- Dealer/OEM activations.
- Portfolio quality (PAR/NPA levels).
- Revenue and profitability of the assigned territory.

One-line summary:
An Area Sales Manager - Machine Loan is responsible for growing machinery financing business in a territory by sourcing customers, managing dealer/OEM relationships, achieving disbursement targets, and maintaining portfolio quality.

📌 Area Sales Manager (Chandigarh)
🏢 Siemens
📍 Chandigarh