Area Sales Manager – Equipment Finance Role Purpose: Drive business growth by acquiring customers requiring finance for machinery/equipment purchases, building relationships with equipment dealers and manufacturers, and ensuring a healthy loan portfolio.

Key Responsibilities
• Generate machine loan business through direct sales and channel partners.
• Develop relationships with machinery dealers, OEMs, manufacturers, and industrial associations.
• Identify and acquire new customers in manufacturing, engineering, plastics, packaging and allied sectors.
• Conduct preliminary credit assessment and collect loan documentation.
• Coordinate with credit, operations for loan processing and disbursement.
• Monitor portfolio quality and control delinquency levels.
• Achieve monthly, quarterly, and annual disbursement targets.
• Analyze market trends and competitor activities within the assigned territory.
• Maintain customer relationships for repeat business.
• Sales and relationship management.
• Knowledge of machinery finance, term loans.
• Understanding of financial statements and credit appraisal.
• Dealer/OEM network management.




• Negotiation and customer acquisition skills. Typical Requirements
• Graduate/MBA preferred.
• 10-15 years of experience in equipment finance, SME lending, commercial vehicle finance, or industrial sales financing. Key Performance Indicators (KPIs)
• Loan disbursement volume.
• Number of new customer acquisitions.
• Dealer/OEM activations.
• Portfolio quality (PAR/NPA levels).
• Revenue and profitability of the assigned territory. One-line summary: An Area Sales Manager
- Machine Loan is responsible for growing machinery financing business in a territory by sourcing customers, managing dealer/OEM relationships, achieving disbursement targets, and maintaining portfolio quality. Job ID 528476 Posted since 05-Nov-2026 Organization Siemens Financial Services Field of work Sales Company Siemens Financial Services Private Limited Experience level Early Qualified

Job type
Full-time Work mode Office/Site only Employment type Permanent Location(s)
• Chandigarh
- Chandigarh
- India

📌 Area Sales Manager (Chandigarh)
🏢 Siemens
📍 Chandigarh