The candidate will be responsible for improving collection efficiency, reducing overdue receivables, managing credit exposure and ensuring effective coordination with Sales, Operations and Finance teams to optimise working capital. Key Roles & Responsibilities1. Accounts Receivable & Collection Management
• Monitor PAN India receivables, including domestic and overseas customers.
• Review outstanding balances, ageing reports and overdue accounts regularly.
• Drive timely collections and maintain Days Sales Outstanding (DSO) within established targets.
• Coordinate with Regional Heads, Sales teams and branch accountants for recovery of overdue payments.
• Conduct weekly collection review meetings and escalate critical overdue accounts to management.
• Ensure timely reconciliation of customer receipts against outstanding invoices.
• Identify long-outstanding balances and recommend corrective or recovery actions. 2. Customer Credit Risk Assessment
• Evaluate recent and existing customers' creditworthiness through financial analysis, credit reports, payment history and trade references.
• Assess proposed credit limits, credit periods and overall customer exposure.
• Provide recommendations for approval, modification or rejection of credit requests in accordance with company policy.
• Review customer credit exposure periodically and identify potential defaults or high-risk accounts.
• Monitor adherence to approved credit terms and recommend credit holds or restrictions wherever required.
• Ensure timely processing of credit approval requests. 3. Cash Flow & Collection Forecasting
• Prepare weekly and monthly customer collection forecasts.
• Track actual collections against forecasts and analyse variances.
• Coordinate with Regional Heads to obtain realistic and achievable collection commitments.
• Identify collection shortfalls and highlight their impact on cash flow and working capital.




• Support Finance management in cash flow planning and liquidity management. 4. Customer Dispute Resolution
• Coordinate with Sales, Operations and customers to resolve billing, documentation and payment disputes.
• Ensure timely resolution of domestic and overseas customer discrepancies affecting collections.
• Identify recurring disputes and recommend process improvements.
• Maintain professional customer relationships while ensuring adherence to agreed payment terms. 5. MIS Reporting & Management Review
• Prepare and circulate weekly and monthly receivables ageing reports, including region-wise and customer-wise analysis.
• Provide management with overdue trends, collection performance, DSO analysis and credit exposure reports.
• Highlight high-risk customers, collection delays and deviations from approved credit policies.
• Prepare accurate MIS reports to support management decisions.
• Coordinate with IT/ERP teams for data accuracy, reporting improvements and customised reporting requirements.
• Support internal and external audits relating to receivables and credit control. 6. Statutory Compliance & Accounting Support
• Perform periodic reconciliation of Form 26AS with customer TDS ledgers.
• Prepare foreign currency revaluation workings and provisions for doubtful debts for month-end/year-end closure.
• Coordinate with the Compliance team on GST-related customer queries, reconciliations and documentation.
• Ensure accuracy of customer ledgers, receipts and related accounting records. 7. Process Improvement & Automation
• Identify opportunities to automate collection tracking, customer reminders and receivables reporting.
• Improve accuracy and turnaround time of credit control and reporting processes.
• Strengthen internal controls relating to customer credit approvals, receivables monitoring and collections.
• Ensure compliance with credit control SOPs and recommend improvements.

📌 Credit Controller (Mumbai)
🏢 Abrao Group
📍 Mumbai