BAJAJ CAPITAL LIMITED

Job Description
Technical Lead — Insurance Platform Implementation (React/Next.js
· Node.js
· AWS) Gurgaon | Full-Time | Hands-on Tech Lead (~40–50% coding)

About the Role
Bajaj Capital is building its digital insurance platform — end-to-end buy journeys for Health, Life and Motor insurance on the web, and a shared API layer that powers the same journeys in our mobile app. As Technical Lead, you will own architecture and delivery across a blended team of in-house developers and implementation vendors, code alongside them, integrate with multiple insurers, and run an AI-native engineering practice where AI tools are used to build, test, deploy and operate the platform.

Key Responsibilities
AI-Native Development & Delivery ● Build primarily with AI coding agents (Claude Code, Cursor, Copilot or approved equivalents) across UI, API and infrastructure code; set up AI-ready repos with shared agent instructions (CLAUDE.md/AGENTS.md), prompts and templates that vendors must also follow. ● Use AI for spec-driven development, insurer API mapping, test generation, PR review in CI, IaC and pipeline authoring, release notes, log analysis and incident RCA — with human review and ownership of every change. ● Enforce AI guardrails: approved tools only, no customer data, health declarations or secrets in prompts, no unattended merges or deploys, and extra scrutiny on payments, pricing and data access. Insurance Buy Journeys (Web) ● Health: member and cover selection, quote comparison, medical/PED declarations, proposal, KYC, payment and policy issuance. ● Life: needs-based cover, term/savings quotes, benefit illustrations, proposal, e-KYC, medicals scheduling, e
- sign and payment. ● Motor: vehicle lookup, IDV, NCB and add-ons, quote comparison, renewals, break-in inspection flows and instant issuance. ● Build in React/Next.js (TypeScript) with a shared design system, SSR/SEO, Core Web Vitals, accessibility, funnel analytics, drop-off recovery and A/B testing. API Platform & Integrations (Node.js)



● Design and build Node.js (NestJS/Fastify) APIs with OpenAPI contracts, reused by web and the mobile app, with versioning, security and backward compatibility. ● Build an insurer integration layer that normalises quote, proposal, payment and policy APIs across insurers and aggregators; handle timeouts, retries, idempotency and reconciliation. ● Integrate payment gateways, CKYC/e-KYC, e-sign, communication services, CRM and the data warehouse; orchestrate long-running journeys (e.g., AWS Step Functions). Vendor & Team Leadership ● Lead in-house developers and vendor teams as one engineering unit: define scope, acceptance criteria and architecture guardrails; review vendor code to the same standards as in-house code. ● Ensure Bajaj Capital owns code, IP and infrastructure; enforce documentation and knowledge transfer so the platform is never vendor-locked. ● Mentor in-house developers through pairing and reviews; own sprint planning, estimates and releases with Product and Business. AWS, DevOps, Security & Compliance ● Own the AWS architecture (ECS Fargate/Lambda, API Gateway, Aurora PostgreSQL, S3, CloudFront, KMS, WAF) in Indian regions, fully in Terraform/CDK, with CI/CD, observability and on-call. ● Build to OWASP ASVS/API Top 10 and PCI-DSS-aligned payment practices; protect health and personal data per the DPDP Act 2023, IRDAI guidelines and SEBI CSCRF, with InfoSec and Compliance. ● Maintain complete audit trails of quotes, disclosures, consents and proposals for regulatory and claims needs. Technology Stack ● Web: React, Next.js, TypeScript, Tailwind/design system, TanStack Query, Playwright, Jest/RTL.



● Backend & AWS: Node.js, NestJS/Fastify, PostgreSQL, Redis, SQS/SNS, Step Functions, ECS/Lambda, Terraform/CDK, GitHub Actions. ● AI: Claude Code, Cursor, Copilot, Amazon Q Developer, MCP integrations (Jira, GitHub, Figma, AWS), Amazon Bedrock. Required Qualifications ● 8–12 years in software engineering, including 3+ years with React/Next.js and 3+ years building production Node.js/TypeScript APIs. ● Has delivered high-conversion, transactional web journeys (insurance, lending, payments or e-commerce) with third-party API integrations. ● Hands-on AWS experience operating production workloads with infrastructure as code and CI/CD. ● Demonstrable experience shipping production software with AI coding agents, with concrete examples of workflows and results. ● 2+ years as a Tech Lead who has managed vendor/implementation partners alongside in-house teams; still codes regularly. ● Solid grasp of web and API security, OAuth 2.0/OIDC and handling of sensitive personal data. B.
Tech/B.
E./MCA in Computer Science or equivalent. Good to Have ● Insurance broking, web aggregator or insurer tech experience; familiarity with insurer APIs and IRDAI distribution requirements. ● Experience with benefit illustration engines, underwriting rules, motor pricing or renewal journeys. ● LLM features in products (e.g., plan comparison assistants on Amazon Bedrock) with evaluations and guardrails; AWS certification. Success in the First Year ● Health, Life and Motor buy journeys live on web and consumed by the mobile app, with multiple insurers integrated and strong conversion. ● A single in-house plus vendor team delivering through AI-assisted workflows, with full code ownership at Bajaj Capital and no vendor lock-in. CTC
- Max 25 lpa

Experience:
(6–12 years) Location
- Gurugram ( Work from office) Interested Candidate can mail their resume to ( [email protected]) Regards Mannu Supriya Manager
- Talent Acquisition

📌 Technical Lead — Insurance Platform Implementation (Gurugram)
🏢 Bajaj Capital
📍 Gurugram