Company Profile: Fusion Finance is an Indian NBFC – MFI set up in 2010 which provides financial services with customized solutions to the unbanked and underprivileged women entrepreneurs belonging to the economically and socially deprived sections of the society. Operating in 22 states covered by 1500+ branches with AUM of over INR 8,900 Crores. Fusion has made a positive transformation in more than 3 million households, generating employment for 5000+ rural youth. Fusion is the youngest Company to be in the 'Top 10 MFI in India. We have been certified Great Place To Work. Our CRISIL A/Stable rating continues to reflect on our strengths. Position: Credit Policy Manager / Assistant Manager – Credit Policy

Experience:
4-5 Years Industry: Microfinance (MFI), NBFC, Banking

Location:
Gurgaon Role Summary We are seeking a highly motivated and analytical skilled with 4-5 years of experience in Credit Policy, Credit Risk, Internal Audit, Underwriting, or Portfolio Risk Management within the MFI/NBFC/Banking sector. The incumbent will be responsible for developing, reviewing, and enhancing credit policies, underwriting frameworks, portfolio monitoring standards, and risk controls to support sustainable portfolio growth and asset quality.

Key Responsibilities
Credit Policy & Risk Framework
• Develop, review,



and update credit policies, underwriting guidelines, and risk assessment frameworks.
• Ensure alignment of policies with regulatory requirements, business strategy, and risk appetite.
• Conduct periodic policy effectiveness reviews and recommend improvements based on portfolio performance.
• Define customer eligibility criteria, exposure limits, bureau rules, and exception frameworks. Portfolio Monitoring & Analytics
• Analyse portfolio trends, delinquency movement, and risk indicators.
• Monitor policy deviations, exception approvals, and early warning signals.
• Generate MIS and dashboards for senior management on portfolio health and risk trends.
• Support scorecard development and risk-based decision-making. Data Analytics & Reporting
• Extract and analyze data using SQL and other reporting tools.
• Build dashboards and management reports using Power BI.
• Prepare presentations, policy notes, committee papers, and management updates using PowerPoint.
• Perform ad-hoc portfolio and business analytics. Stakeholder Management
• Work closely with Business, Operations, Risk, Collections, and Technology teams.
• Participate in policy governance forums and regulatory reviews.

📌 Credit Policy Manager (India)
🏢 Fusion Finance
📍 India