Role & responsibilities :
To source the lap clients in line with the business plan To create & maintain the strict Discipline & ensure zero default in recovery To source & monitor the loan portfolio - conduct loan utilization checks and regular monitoring visits. To understand the customers need and respond to customer queries & issues to ensure customer satisfaction Completion of Loan contract by explaining provisions to the applicants and ensuring the proper documentation.
Profiles suitable roles :
- Educational Qual - Graduate in any stream
- Age - Should be below 34 years of age (refer TA policy - 30 Years - Exe, 32 Years - Sr. Exe, 34 Years - AM I). Avoid candidate above 36 Years for RO / SRO.
- Stability - Should be stable in one organization & same product for at least 1 year
- Incentive - Should be earning business incentive at least 4-5 months in a year
- Should be meeting 6-7 DSA/connector daily
- Should be doing activities like 200+ pamphlet distribution and /or 30 cold calls daily (shop to shop)
- Should have done rate of interest of 11-14% in MSME (LAP)
- Should be log-in 7-8 files every month, disbursing at least 1 file every month.
- Is looking for career and 3 years + and just not a job since we are bank
- At Utkarsh we give valuable incentive and also have good credit policy
- Language - speaks at least English or Hindi fluently
- Adherence to work ethics, no past fraud, not asked by any company to leave the job
- Can join within 30 day.
📌 Relationship Officer (Nagpur)
🏢 Utkarsh Small Finance Bank
📍 Nagpur
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