- Conduct credit appraisal and evaluation of loan proposals, including mortgage loans, affordable housing finance, home loans, and loan against property.
- Analyze financial statements, cash flows, and other relevant data to assess creditworthiness of borrowers.
- Develop and implement effective credit policies and procedures to minimize risk exposure.
- Collaborate with sales teams to identify potential clients and develop strategies for acquiring new business opportunities.
- Stay up-to-date with industry trends, regulatory changes, and competitor activity to maintain expertise in the field.
Desired Candidate Profile
- 4-8 years of experience in branch credit management or related role in an NBFC or banking institution.