Responsibilities

- Lead end to end design and implementation of payment services using Java Sprint Boot and Net Java ensuring stability security and performance across all core transaction flows
- Oversee translation of complex cards and payments business requirements into clear technical solutions that enable seamless customer experiences and reliable transaction processing
- Provide technical guidance to the development team on best practices code structuring and reusable component creation to support scalable payment platforms
- Drive continuous improvement of payment processing systems by analyzing transaction patterns identifying bottlenecks and recommending targeted optimizations
- Coordinate with product owners business analysts and quality assurance experts to align technical deliverables with regulatory compliance and industry standards in the cards and payments space
- Ensure adherence to secure coding practices and data protection controls to safeguard cardholder information and reduce operational and financial risk
- Manage defect triage and root cause analysis for production incidents in payment services and implement corrective measures that prevent recurrence
- Collaborate with infrastructure and operations teams in a hybrid work model to support smooth deployments performance tuning and environment readiness for day to day payment operations
- Guide implementation of integration mechanisms with external networks issuers acquirers and internal banking systems to maintain high reliability and interoperability in transaction flows




- Review technical documentation including solution designs interface contracts and deployment procedures to enable clear communication and maintainable systems
- Support mentoring of team members by sharing domain knowledge in cards and payments and contemporary engineering practices to strengthen overall technical capability
- Contribute to architectural discussions around microservices event driven patterns and resilience strategies that enhance the long term evolution of payment platforms
- Advance quality outcomes by promoting comprehensive unit integration and regression testing approaches that improve reliability of payment journeys

Qualifications

- Demonstrate strong proficiency in Java Sprint Boot and Net based application development with hands on experience building enterprise grade payment services
- Exhibit deep understanding of cards and payments domain concepts such as authorization clearing settlement dispute handling fraud checks and regulatory requirements
- Apply familiarity with hybrid work environments and modern collaboration tools to coordinate effectively with cross functional teams during day shifts
- Show practical experience in designing and consuming restful services message based integrations and middleware solutions tailored for financial transaction systems
- Utilize knowledge of relational databases caching mechanisms and transaction management techniques to support high volume secure payment processing
- Display experience in using version control continuous integration and automated build tools to maintain consistent delivery pipelines for payment applications
- Present exposure to performance monitoring tools logging frameworks and alerting practices that help maintain stability in cards and payments platforms

📌 Technical Lead (Chennai)
🏢 Cognizant Technology Solutions India
📍 Chennai