Key Responsibilities:

- Evaluate and analyze large-ticket Construction Finance proposals (above 50 crore) and present recommendations to the Credit Committee.
- Conduct detailed financial analysis, project feasibility assessments, cash flow analysis and credit risk evaluation.
- Undertake continuous monitoring of sanctioned accounts and conduct periodic portfolio reviews to identify potential risks.
- Ensure adherence to applicable regulatory guidelines, internal risk policies and credit processes.
- Handle credit audit observations, queries and portfolio-related MIS.
- Conduct regular site visits to assess project progress, construction status and associated business risks.
- Recommend changes in risk policies and processes based on market developments and local market dynamics.
- Support implementation of system integration initiatives and process improvements.
- Analyze real estate industry trends, client profiles and market developments to support risk-based decision-making.

Educational Qualifications: Qualified CA / CFA / MBA in Finance.





Experience & Required Skills:

- 5-7 years of relevant experience in the Indian real estate market, preferably in Construction Finance / Real Estate Risk / Credit Underwriting.
- Strong understanding of real estate financing, project evaluation, credit appraisal and risk management.
- Strong financial modelling, quantitative and analytical skills.
- Proficiency in MS Office, particularly advanced Excel, Word and Power Point.
- Excellent communication, presentation and interpersonal skills.
- Ability to manage internal and external stakeholders professionally.
- Strong judgment, decision-making and prioritization abilities.
- Proactive, adaptable and self-driven, with the ability to manage evolving business priorities.
- Strong team orientation and ability to work in a high-performance setting.
- High degree of professionalism, integrity and ethical conduct.

📌 Risk Manager/AVP (Mumbai)
🏢 Capri Global Capital (CGCL)
📍 Mumbai