RC - Credit Officer - AL NPC INTERNAL USAGE: No. of Vacancies: Reports to: Manager Is a Team leader N Team Size: NA Grade: AM/DM Business: Underwriting Department: Retail Credit Sub-Department: Centralized underwriting Location: Mumbai/Noida/Hyderabad/Bangalore/Chennai About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes AbouttheRole The Credit Officer - ALmanages core underwriting for Auto loan, Underwriting will be for different channels like DSA dealer, Branch, Digital. Key Responsibilities

- Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year.
- Turnaround time (TAT) from Login to Sanction- Login to Sanction for all products as confirmed.
- Early Warning Signal- Location wise FPD for term Loans- Location-wise FPD % for Business Loan as confirmed.
- Audit &

• Compliance, Basis Internal &





• Concurrent audit conducted &

• Report submitted.

- Based on Internal &

• Concurrent audit conducted &

• Report submitted

- Training, Process improvement, Special assignment, support provided to Existing CPC,policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team &

• Zonal Credit Manager/National Credit Manager - Job enrichment &

• Training initiative, Support to recent locations &products.; Feedback from Head Credit - &

• Other stake holders will be the source.

- Stakeholder management

Qualifications Graduate / Post- Graduation (MBA/ CA preferred)

Fresher or Experience in retail credit

Role Proficiencies: For successful execution of the job, the candidate should possess:

Knowledge of credit, industry and product trends

Knowledge of regulatory guidelines and norms

Good communication (both verbal and written) skill in both English and the local language

📌 RC - Credit Officer - AL - NPC (Ghatkesar)
🏢 Axis Bank
📍 Ghatkesar