Pay: ₹30,000.00 - ₹50,000.00 per month

:

Branch Manager – Hedge Finance Ltd. (Tamil Nadu Region)

Locations: Erode

About Hedge Finance

Hedge Finance Ltd. is an RBI-registered Non-Banking Financial Company (NBFC). We focus on MSME lending, Auto and Used Vehicle loans and Equipment finance , through both digital and offline branches. Our goal is to deliver responsible credit access to underserved borrowers with disciplined underwriting and strong governance.

Position: Branch Manager – NBFC Operations

Department: Retail Lending – MSME, Auto, Equipment.

Reporting to: Regional Head (Tamil Nadu & Kerala)

Key Responsibilities

- Lead branch operations and credit origination for MSME, Auto, Used Vehicle (4-wheeler), and Equipment loans.
- Manage branch P&L;, business targets, and team performance.
- Ensure high-quality portfolio sourcing from direct and channel partners (dealers, DSA, field executives).
- Conduct credit assessment, customer verification, and loan documentation aligned with Hedge’s underwriting policy.
- Supervise collections, renewals, and delinquency control; maintain NPAs within acceptable norms.
- Build and mentor a team of sales officers, credit executives, and collection agents.
- Drive market intelligence—competitor analysis, rate benchmarking, and local tie-ups.
- Ensure branch compliance, KYC, audit readiness,



and cash discipline per RBI NBFC norms.
- Coordinate with HO for disbursement, MIS, and operational support.

Desired Candidate Profile
- 3–7 years of experience in NBFC / Small Finance Bank branch operations.
- Proven experience in MSME, Auto, Used Vehicle-4 wheeler, Equipment.
- Exposure to subprime or small-ticket lending markets will be a strong advantage.
- Solid local market knowledge and existing dealer / DSA network preferred.
- Excellent leadership, analytical, and customer management skills.
- Proficiency in Tamil and basic English communication essential.

Compensation & Benefits
- Competitive market fixed salary & individual/branch performance incentives.
- Provident Fund, Medical Insurance, and Travel Allowance as per company norms.

Why Join Hedge Finance
- A growing NBFC expanding aggressively across South India.
- Opportunity to build and lead a branch from inception.
- Flat hierarchy, entrepreneurial freedom, and data-driven governance.
- Transparent incentive structure rewarding both growth and quality.

Job Types: Full-time, Permanent

Benefits

- Cell phone reimbursement
- Health insurance
- Provident Fund

Pay: ₹30,000.00 - ₹50,000.00 per month

Benefits

- Health insurance
- Leave encashment
- Paid sick time
- Provident Fund

Work Location: In person

📌 BRANCH MANAGER (Erode)
🏢 Hedge Group of Companies
📍 Erode