Job Purpose

- Risk Portfolio management for each of the Co-lending partner.
- Culture Anchor:
- Have high ambitions - Inspires the team to aim for higher targets and supports in achieving them.
- Own It - Acknowledges uncertainty and makes changes in own decisions/actions for better outcomes.

Duties and Responsibilities The role will manage all Risk related activities of a recent Strategic Business Initiative of the Company - "Co-Lending". The role will manage multiple products - Micro Finance, Personal Loans, Housing, Commercial Vehicle, Tractor & Gold Loan.

- Co-Lending Portfolio Monitoring
- Responsible for Product Program, Existing policy changes and implementation of Policy rules on System.
- Responsible for Portfolio Management according to annual operating plans and Risk KPI's.
- Responsible for Loan Loss budgeting & AOP delivery on various risk KPIs.
- Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes business strategies, market environment or portfolio performance.
- Responsible for tracking portfolio performance/TTD Metrics/Approval Rates.

- Data Infrastructure & MIS





- Responsible for setting up Data Infrastructure related to Risk for Co-Lending business.
- Responsible for developing and publishing monthly risk reports to Senior Management.
- Responsible for Partner wise Monthly Risk deck preparation.

- Development & Management of Credit Rule Engine

- Developing and managing Rule Engine coding to code Risk Policy rules of each Co-lending partner.
- Responsible for getting UAT testing of risk rules coded & sign off.
- Understanding any policy rule changes communicated by the External Partners and executing the coding, testing & sign off of the rule changes.
- Ensuring that the Rule Engine is working as coded and Error Rate is Nil.
- Responsible for Risk Masters maintenance in system.
- Alignment of Co-Lending Partners masters with our internal systems.

Required Qualifications and Experience

- Practice Emotional Intelligence - Develops the team, supporting them to do more.
- Listens to others, stays calm under pressure, and treats everyone with respect.

Locations

- Job Level: GB02
- Job Title: Assistant Manager - BFSD DMS
- Job Location Country: India
- State: MADHYA PRADESH
- Region: North
- City: Indore
- Location Name: Indore
- Tier: Tier 1

📌 Assistant Manager - BFSD DMS Low IRR (India)
🏢 Bajaj FinServ
📍 India