Hi,

we are looking for AI Architect for Bangalore, Pune & Mumbai locations.

pls find the below JD and share your updated profile.

- Pricing Engine Solution Architecture: Lead the solution design for a centralized pricing decision service, ensuring alignment with Private Bank TOM objectives, business requirements, target architecture principles and long-term technology strategy.
- Functional and Technical Design: Translate pricing requirements into architecture and design artefacts covering rule configuration, parameter management, versioning, simulation, approvals, auditability, real-time and batch pricing capabilities.
- Cross-Product Pricing Capability: Design solutions that support product-agnostic pricing across deposits, accounts, cards, retail lending, mortgages, wealth lending and investment products, while allowing product-specific pricing models where required.
- API-First Integration Architecture: Define secure, resilient and reusable APIs and integration patterns for core banking platforms, CRM, digital channels, campaign systems, data platforms, risk, Treasury/FTP and downstream servicing systems.
- Vendor Assessment and RFP Support: Support vendor evaluation, RFI/RFP questionnaire preparation, solution deep-dives, demo assessments, architecture reviews and make-versus-buy analysis for shortlisted pricing engine solutions.
- Target Architecture and MVP Definition: Define the phased architecture and MVP approach, including initial scope for overnight deposits and future expansion to broader Private Bank Germany product groups.
- Governance, Audit and Regulatory Traceability: Ensure solution designs support approval workflows, segregation of duties, rule traceability, audit trails, regulatory defensibility, data lineage and controlled change management.
- Non-Functional Requirements: Define and validate performance, scalability, latency, resilience, observability, security, data privacy and disaster recovery requirements for enterprise-grade pricing operations.
- Engineering Leadership: Provide technical leadership to engineering teams, guide implementation standards, review designs, support backlog refinement and ensure delivery quality across architecture, development and testing activities.
- Stakeholder Communication: Communicate complex architectural topics clearly to senior stakeholders, business teams, technology leadership and vendors, ensuring decisions are well documented and aligned across teams.

Your skills and experience

- Experience:




- 13 years of progressive experience in software engineering, solution architecture or enterprise architecture, preferably within banking, financial services or large-scale regulated environments.
- Strong experience designing and delivering enterprise platforms, decision engines, rule engines, pricing platforms, product configuration systems or comparable business-critical services.
- Proven experience leading architecture and engineering workstreams across business requirements, solution design, vendor evaluation, implementation planning and delivery governance.
- Technical Skills:
- Strong understanding of rule engines, decisioning platforms, pricing configuration, workflow orchestration, parameter management, simulation and audit-trace mechanisms.
- Expertise in API design, microservices architecture, event-driven integration, enterprise integration patterns and secure service-to-service communication.
- Hands-on experience with Java, Python or comparable enterprise engineering stacks, and modern web/API frameworks such as Spring Boot, FastAPI or similar.
- Experience with data modelling, reference data, product data, customer/relationship data, pricing inputs, pricing outputs and trace data required for regulated financial services platforms.
- Positive understanding of integration with core banking, CRM, channels, campaign management, risk, finance, Treasury/FTP and downstream servicing platforms.
- Cloud, Infrastructure and Data Architecture:
- Experience designing cloud-ready or hybrid enterprise architectures using container platforms, managed databases, messaging, observability and secure deployment patterns.
- Strong understanding of scalability, performance, latency, high availability, disaster recovery, monitoring, logging and operational resilience requirements.
- Familiarity with infrastructure as code and CI/CD practices for controlled, repeatable and compliant deployments.
- Architecture Governance and Delivery:
- Ability to produce architecture decision records, target architecture views, integration diagrams, NFR documentation,



delivery roadmaps and implementation options.
- Experience supporting procurement, RFI/RFP, vendor assessment, proof-of-concept, demo evaluation and make-versus-buy decision processes.
- Banking Domain and Controls:
- Strong understanding of banking products such as deposits, accounts, cards, lending, mortgages, wealth lending or investments, with specific experience in pricing, fees, interest rates, concessions or product configuration preferred.
- Understanding of governance, auditability, segregation of duties, regulatory traceability, data privacy, IAM and security requirements in financial services.
- Problem-Solving and Analytical Skills:
- Exceptional analytical and strategic problem-solving abilities, with the ability to structure complex pricing, architecture and delivery challenges into clear solution options.
- Ability to make informed trade-off decisions across functional fit, architecture fit, cost, delivery risk, compliance and long-term maintainability.
- Core Competencies:
- Excellent leadership, communication and stakeholder-management skills, with the ability to influence business, technology, architecture and vendor stakeholders at all levels.
- Robust presentation and documentation skills for creating architecture packs, RFP inputs, decision papers, solution options and executive-ready summaries.
- Structured delivery mindset with the ability to manage multiple workstreams across requirements, architecture, vendor assessment and implementation planning.
- Commercial awareness and ability to assess solution options through the lenses of time-to-value, total cost of ownership, implementation complexity and operational sustainability.
- Team Leadership and Mentorship:
- Technical Guidance: Lead and mentor engineers and architects, providing guidance on architecture decisions, integration design, coding standards, testing approach and delivery quality.
- Delivery Enablement: Support teams in converting architecture into executable backlogs, clarifying dependencies, resolving technical blockers and aligning implementation with target architecture.
- Knowledge Sharing: Build domain knowledge within the team on pricing processes, banking products, governance controls and integration patterns relevant to the Central Pricing Engine.
- Experience in Banking, Private Bank, Retail Banking, Wealth Management, product pricing, decisioning, rule engines or core banking transformation is strongly preferred.

📌 AI Architect (Mumbai)
🏢 Deloitte
📍 Mumbai