MANDATORY REQUIREMENTS
a retired banker (AGM / Chief Manager – Scale IV or above) from a Bank, DFI or large NBFC?
have 25+ years of experience in Credit, Corporate Banking or SME Banking, including credit sanctioning experience
have an active network of Banks, NBFCs, HFCs or Small Finance Banks, particularly across Gujarat
experienced in CMA appraisal, RBI lending norms, MSME schemes and loan structuring? Have you completed the applicable cooling-off period or obtained permission from your previous employer?

ABOUT THE CLIENT

Panchal S K & Associates is an Ahmedabad-based Chartered Accountancy firm established in 2012,

offering comprehensive services in audit, taxation, financial advisory, NBFC compliance, fundraising,

IPO advisory and corporate consulting. With a team of qualified specialists, the firm works with startups, SMEs, NBFCs and corporate clients, providing technology-driven financial and business solutions.

JOB ROLES & RESPONSIBILITIES

Profile
Retired AGM / Chief Manager (Scale IV) or above from a bank, DFI or large NBFC
25+ years in credit / corporate / SME banking, with sanctioning experience
Active lender network in Gujarat (Mumbai contacts a plus)




Knows CMA appraisal, RBI lending norms, MSME schemes
Clean service record; cooling-off completed or permission from former employer

Scope of work
Tie-ups: build and maintain a panel of banks, NBFCs, HFCs and SFBs; arrange meetings with credit heads; track lender appetite
Screening: assess client proposals for bankability and flag issues early
Structuring: advise on facility mix, tenor, security and schemes (CGTMSE, PMEGP etc.); guide

CMA data and project reports
Negotiation: present proposals, negotiate rate, fees and covenants, compare term sheets
Follow-up: chase files through sanction and disbursement, and explicit queries and compliances
Coordination: single point of contact for client, lender and PSK team; weekly pipeline call
Business development: refer PSK's other services to lender contacts and borrowers

QUALIFICATION & EXPERIENCE

M.COM, MBA ,C.A.

OTHER DETAILS

Reporting To — CA

Industry Target — Banking Financial Services Investment Banking Non-Banking Financial

Companies (NBFC) Accounting Management Consulting

📌 Senior Advisor – Banking & Nbfc Relations Consultant Role Ahmedabad
🏢 SKS Enterpprises
📍 Ahmedabad