Job Type: Full time

Citi has established Institutional Credit Management (ICM) as a first-line risk function focused on delivering end-to-end credit underwriting and credit risk management across its wholesale lending businesses.Within ICM, the Collateral Risk team is responsible for monitoring and managing collateral-related risks across the wholesale book globally. The team works closely with business and risk partners to assess, structure, and oversee a broad range of collateral types, including cash, securities, real estate and other physical assets.The ICM Collateral Risk AVP will support the measurement, monitoring, and management of collateral risk for Citi’s global collateralized lending portfolio. The position also provides exposure to a diverse range of strategic and risk-focused projects, including portfolio health reviews, collateral risk assessments, capital planning, stress testing, and analysis of collateralized lending portfolios across multiple asset classes.The ideal candidate will have experience in secured lending, collateral analysis, credit risk, or capital and stress testing, along with a proven ability to solve complex problems, deliver effective risk management solutions, and thrive in a dynamic, fast-paced environment. Strong analytical skills and the ability to collaborate across business, risk, and control functions will be key to success in the roleIn this role,



you’re expected to:The Collateral Risk AVP will be expected to make a major contribution towards the refinement of the team’s mandate and operating model and to take a leading role in the execution of existing responsibilities including:Assisting senior team members in review of collateral related risks, and the creation of collateral risk frameworksTaking a lead role in collateral related projects (business/asset specific, capital/Basel related, etc.)Acting as the focal point for all key queries and escalations in respect of collateral for lending activitiesTaking ownership of first line risk agenda in all relevant governance bodiesDevelopment into a leadership role to further build out the team and framework globally.As a successful candidate, you’d ideally have the following skills and exposure:5-10 years relevant experience in Financial Services (or strategy consulting) including credit extension/management in corporate lending, ideally across 2 or more regionsHighly analytical & creative mindsetStrong and impactful presentation skillsTrack record in building internal relationships and cross-functional processesAbility to work well under pressure, in a front office environmentExcellent communication, interpersonal and organizational skillsKnowledge of the characteristics of individual collateral types, particularly real estate,



physical assets and other non-financial collateralFamiliarity with risk and regulatory capital frameworks in the context of the banking bookKnowledge of Citi’s organizational structure and infrastructure is a plusUnderstanding of regulatory capital (e.g. CCAR, Basel III) fundamentals / stress testing a plus but not requiredEducation:Bachelor's degree or equivalent experienceThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Portfolio Credit Risk Management------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant Skills Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.------------------------------------------------------Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi’s EEO Policy Statement and the Know Your Rights poster.

📌 Credit Portfolio Senior Analyst - Assistant Vice President (India)
🏢 12542 Citicorp Services India Private
📍 India