Job Type: Full-time

Remote: Hybrid

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact on where we live and work through volunteerism.Shape your Career with Citi:We’re currently looking for a high caliber professional to join our team as Senior Vice President, Underwriter - Hybrid (Internal Job Title: Underwriter - C14) based in Mumbai, India. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well-being to help plan for your future. For instance:Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW” or “UW”) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships.ICM Underwriters manage a portfolio of relationships across NAM/APAC/EMEA region, being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing,



in partnership with Front Office business as applicable and Risk. This role reports to Director of ICM Underwriter.Key Responsibilities:Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forumsDetailed review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resourcesReview and approval of Credit Approval Memos (CAM) packages Partner with Front Office on structuring and production of term sheet for new transactionsFacilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functionsSupport ICM Underwriting organization on strategic initiatives / projects as requiredRisk Management Experience:Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experienceExperience in and exposure to global credit risk management standardsAbility to understand capital markets products and complex financing and product structuresAbility to provide strategic insights and strong sensitivity to macro and regulatory issuesAble to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizationsClient Relationships / Business Partnership:Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitorsNavigates organizational complexity and breaks silosCreates and sustains a network of strong partnerships with the business in all segments' geographies and other risk functionsProvides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationshipsProven track record of partnering with global peers in leveraging and implementation of best practicesQualifications:



10+ years risk/risk-related credit work experience in banking/financial institutionsProven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external auditDemonstrates strong ethics and integrityAbility to see the ‘big picture’ in a complex environmentCan make decisions under pressure and short timelineExcellent verbal & written communication skillsActive listening skillsExcellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituenciesBachelor’s/University degree or equivalent, Master’s degree preferredWhat We OfferOpportunities to grow your career locally and collaborate with colleagues across Citi's global networkA hybrid working model that balances in-office collaboration with remote flexibilityInvestment in your professional development through training programmers, mentorship, and skill-building opportunitiesEmployee wellbeing support including medical coverage, mental health resources, parental leave, and family support programmesCompetitive retirement contributions and investment options to support your long-term financial goalsThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.Take the next step in your career, apply for this role at Citi todayhttps://jobs.citi.com------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Credit Risk------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant Skills Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.------------------------------------------------------Other Relevant Skills Constructive Debate, Escalation Management, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------Citi is an equal chance employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi’s EEO Policy Statement and the Know Your Rights poster.

📌 Underwriter - Senior Vice President (India)
🏢 12542 Citicorp Services India Private
📍 India