Role & responsibilities

- Assist in raising funds through diverse debt instruments including Term Loans, Working Capital Limits, NCDs (Non-Convertible Debentures), Commercial Papers (CPs), and Direct Assignment / Securitization.
- Liaise with banks, NBFCs, financial institutions, and capital market investors to execute funding transactions end-to-end.
- Prepare, update, and maintain comprehensive daily, weekly, and monthly Treasury MIS, book debt statements, and cash flow trackers.
- Coordinate term sheet negotiations, due diligence queries, legal documentation, and pre/post-disbursement compliance.
- Coordinate with Credit Rating Agencies for initial ratings, periodic reviews, and surveillance updates.
- Ensure timely submission of monthly/quarterly bank returns, covenant tracking reports, and stock statements.
- Assist in RBI regulatory filings (e.g., return submissions, reporting borrowing limits) and internal audit compliance.




- Prepare monthly MIS reports on borrowing costs, weighted average cost of capital (WACC), and lender concentration.

Preferred candidate profile

- MBA in Finance, CA (Chartered Accountant), or equivalent Post-Graduate degree in Finance.
- 2 to 5 years of experience in Treasury / Debt Capital Markets / Corporate Banking, preferably within an NBFC, HFC, or financial institution.
- Strong understanding of cash flow management, debt servicing, working capital management, and banking operations.
- Familiarity with Term Loans, Direct Assignment (DA), compliance reporting, and RBI/ROC-related documentation is preferred.
- Solid analytical ability, high attention to detail, excellent written and verbal communication, and solid negotiation skills.

📌 Treasury - Fund Raising (Ahmedabad)
🏢 Ratnaafin Capital
📍 Ahmedabad