RC - Cards Credit Officer - NPCINTERNAL USAGE:No. of Vacancies: Reports to:ManagerIs a Team leader?NTeam Size:NA Grade:AM/DM/MBusiness:UnderwritingDepartment:�Retail CreditSub-Department:Centralized underwritingLocation: Mumbai/Noida/Hyderabad/Bangalore/ChennaiAbout Retail CreditThe Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processesAbout the RoleThe Cards Credit underwriting officer manages core underwriting for credit card, Underwriting will be for different channels like affluent , retail , partnership , secured products etc .Key Responsibilities� Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year.

� Turn around time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed.

� Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed.

� Audit & Compliance,



Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted

� Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to current locations & products. Feedback from Head Credit - & Other stake holders will be the source.

� Stakeholder management

QualificationsOptimal qualification for success on the job is:

� Graduate / Post- Graduation (MBA/ CA preferred)

� Fresher or Experience in retail credit

Role Proficiencies:For successful execution of the job, the candidate should possess:

� Knowledge of credit, industry and product trends

� Knowledge of regulatory guidelines and norms

� Good communication (both verbal and written) skill in both English and the local language

Refer to the

📌 RC - Cards Credit Officer - NPC (Noida)
🏢 Axis Bank
📍 Noida