BlockPeer is a UAE-based fintech building digital trade and trade finance solutions. Through Cliq, our trade finance marketplace, we connect SMEs seeking working capital with non-banking financial companies (NBFCs) and other financing partners.

We’re looking for a Credit Analyst to assess SME trade finance opportunities, prepare credit proposals for our lending partners, and manage deal flow from initial screening through lender decision and disbursement. This is a remote position for candidates based in India.

What you’ll do

- Assess SME creditworthiness. Review financial statements, bank statements, existing borrowings, working capital cycles, and receivables and payables aging. Evaluate repayment capacity and identify key risks.
- Review the underlying trade. Assess purchase orders, invoices, contracts, and shipping documents where applicable. Evaluate counterparty risk, the proposed use of funds, and the expected source and timing of repayment.
- Prepare lender-ready credit proposals. Recommend a facility amount, tenor, and structure. Summarise the borrower’s financial position, transaction details, key risks, and proposed mitigants.
- Coordinate with SMEs and NBFCs. Obtain missing information,



clarify financial and transactional details, match opportunities to lenders' criteria, and respond to lenders' queries during due diligence to enable Lending partners to make the final credit decisions.
- Manage the deal pipeline. Track each opportunity, outstanding documents, next actions, and turnaround times from origination to closure. Report pipeline status and flag stalled deals or recurring reasons for decline.

What we’re looking for

- Qualified Chartered Accountant (CA) with 4–6 years of relevant experience in SME credit assessment, underwriting, or working capital finance.
- Hands-on experience assessing SME borrowers and writing credit proposals for lenders or credit committees.
- Solid financial statement analysis, cash flow assessment, and Excel skills.
- Experience coordinating directly with borrowers, NBFCs, and other lending partners.
- Clear written communication and the ability to independently manage multiple live transactions.
- Experience with BL financing, invoice discounting, receivables financing, purchase order financing, or import/export financing is preferred.

📌 Credit Analyst – SME Trade Finance (India)
🏢 BlockPeer
📍 India