DEPARTMENT DESCRIPTION GLOBAL BANKING AND ADVISORY (GLBA) /Credit Portfolio Management – Financial Assets and Insurance (GLBA/CPM/FAI). The mission of CPM/FAI is to provide credit analysis and manage the credit relationship with clients of FAI. This position has a focus on Financial Institutions (Funds, Asset Managers, Agent Lenders and other NBFIs). MAIN ACCOUNTABILITIES The individual will be responsible for credit analysis of existing or current financial institution clients/counterparties related to the following industries: agent lenders, asset managers, regulated funds, pension funds; other NBFIs. Products lines encompass OTC derivatives, prime services products, foreign exchange, repo, securities lending and structured transactions. Clients may also require committed loan facilities. Day to day responsibilities include:

- Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle.
- Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk.




- Conduct sector research to support the analysis.
- Develop strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client.
- Propose obligor ratings using our internal rating tools.
- Manage key components of counterparty credit administration such as internal ratings, trading documentation (ISDA/CSA, GMRA, GMSLA, GTB), and credit risk limits. Become knowledgeable of credit terms for legal documents and follow up with legal department on negotiations.
- Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality.
- Monitor exposure and manage credit limit exceptions. Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure.
- Coordinate all aspects of a credit request, liaising with legal staff, Risk Division and relevant parties.
- Assist in special credit related assignments and projects, as required.

📌 Lead Credit Analyst - FAI (Funds) (Bengaluru)
🏢 Société Générale
📍 Bengaluru