Officer-Housing Loan Operations (Bihar Sharif)

Officer-Housing Loan Operations (Bihar Sharif)

07 Nov
|
Ujjivan Small Finance Bank
|
Bihar Sharif

07 Nov

Ujjivan Small Finance Bank

Bihar Sharif

- POSITION DESCRIPTION

JOB TITLE : Officer –
- Housing Loan Operations

GRADE : DM-I

DEPARTMENT : Operations

LOCATION : RO

SUB-DEPARTMENT : Asset Ops

TYPE OF POSITION : Full-time

REPORTS TO : Specialist–Asset Operations

REPORTING INTO

NA

- ROLE PURPOSE &
- OBJECTIVE

- Coordinate with business and Vendor for meeting daily productivity against business targets
- Coordinate between Cash Group and Operations for accurate funding
- To resolve customer grievances
- Ensure adherence to process and regulatory compliance
- SIZE OF THE ROLE

FINANCIAL SIZE NON-FINANCIAL SIZE
- NA
- NA
- KEY DUTIES &

RESPONSIBILITIES OF THE ROLE

Business/ Financials

- Process loan within the agreed SLA
- Publish daily MIS to support Business

Customer

- Ensure the branch grievances are addressed and resolved within the stipulated time frame.
- Maintain accuracy in Financial Transactions viz. Loan Amount, Processing Fee, Insurance, and other income and expenses ledgers.
- Timely dispatch of customer collaterals on loan closures

Internal Process

- Tally the Branch Working Date, Cash In Hand &
- Operations ledgers daily.
- Monitor records unit to ensure process compliance and Customer confidentiality
- Audit of high value documents
- Monitoring of physical documents against image based processing
- Monitoring of post disbursal documents (Ro copy etc.)
- Scrutinize property document against the legal opinion report.





Learning &

- Innovation

- Update self about SOP’s pertaining to the transactions handled.
- Complete all mandatory self- learning modules in Swayam and attend all classroom trainings nominated to.
- MINIMUM REQUIREMENTS OF KNOWLEDGE &

SKILLS

Educational

Qualifications

- Graduate in any discipline

Experience

- 2+ years of experience; fresher can be considered if they possess the required educational qualifications and aptitude

Certifications
- NA

Functional Skills
- Sound functional knowledge of banking ops processes
- Conversant with core banking applications (Finacle preferred) and CRM applications
- Working knowledge of workflow applications such as Siebel, FCRM etc.
- Usage of MS Excel and MS Word

Behavioral Skills
- Good communication skills – both oral and written
- Valuable interpersonal management skills
- Problem solving skills
- Decision making ability

Competencies Required
- Building Relationship
- Driving Change
- Planning &
- Organizing
- Driving Execution
- Collaboration
- KEY INTERACTIONS

INTERNAL

EXTERNAL

- Branch Managers
- Branch Operations Officers
- Sales Officers
- Business Analysts and Officers in IT
- NA

PREPARED BY: Operations Team DATE: 16-08-2022

REVIEWED BY: Rajaneesh HR

DATE: 08-12-2023

LAST UPDATED BY: TM Team

DATE: 09-01-2024

📌 Officer-Housing Loan Operations (Bihar Sharif)
🏢 Ujjivan Small Finance Bank
📍 Bihar Sharif

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