Position: Credit Analyst

Grade : Depends

Roles & Responsibilities :

Positive writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers
Analyzing: The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them.
Understand: Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or current clients is one of the most essential duties of a working capital Credit Analyst.
Transaction History: Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial status.
Reporting: They are responsible for creating reports about the degree of risk involved in lending money to clients.
Tracking: A Credit Analyst's duty involves tracking of legislation and government policies to stay updated with the latest laws.
Application:



Fill out the application and include the Credit analysis for requesting a loan or Credit is also a duty of a Credit Analyst. Then submitting these loan applications to loan committees for their approval.

Qualifications Needed :
The candidate must have a bachelor's degree from any recognized University in India.
Banks give preference to CA and MBA for Credit Analyst role
It will be a plus if an individual has a Bachelor's degree in finance, accounting, or other related fields like ratio analysis, statistics, economics, calculus, financial statement analysis, and risk assessment. Because these subjects are necessary for a Credit Analyst to perform the risk assessment process.
Proven working experience as a Credit Analyst
Particular Product and Industry experience
Additional certification may be required.
Solid communication skills (Written as well as Verbal).
Excellent managerial, Analytical, and time-management skills.
Ability to prioritize tasks.
Proficient in Microsoft Office or other financial software.
Advanced Excel skills.

📌 Credit Analyst Mumbai (India)
🏢 Intellectual Capital HR Consulting
📍 India