Position: Field Credit Officer (FCO)
Product: MSME Loan
Job Locations: Chikiti, Asika, Purusottampur, Polasara, Balugaon, and Konisi,
Experience: 0–1 Year (Freshers can apply)
Maximum Age: 28 Years
Employment Type: Full time

Job Summary

We are looking for motivated and responsible Field Credit Officers to support our MSME loan operations. The candidate will be responsible for field-level customer verification, loan application processing, credit assessment, document verification, and repayment follow-up in accordance with company policies.

Key Responsibilities
Identify and source potential MSME loan customers through field visits and local market activities.
Collect and verify customer KYC documents and business-related documents.
Conduct field visits to verify the customer's business, residence, and business stability.
Assess the customer's repayment capacity, income, cash flow, and existing liabilities.
Prepare loan applications and submit accurate reports with supporting documents.
Coordinate with Branch Managers and the Credit Team for loan processing and disbursement.




Follow up with customers regarding loan repayments and overdue accounts.
Maintain proper customer records and update loan-related information in the company system.
Achieve assigned business and portfolio quality targets while maintaining responsible lending practices.

Eligibility Criteria
Minimum qualification: 10+2 or Graduation, as per company policy.
Freshers and candidates with relevant field experience may apply.
Positive communication and customer-handling skills.
Basic knowledge of smartphones, MS Excel, and data entry.
Willingness to travel extensively for field visits.
Knowledge of MSME lending, credit assessment, and KYC documentation will be an advantage.

Required Skills
Customer relationship management
Field investigation and business verification
Basic financial understanding
Documentation and reporting
Communication and negotiation
Time management and target orientation

Pay: ₹12,000.00 - ₹15,000.00 per month

Perks:
Provident Fund

Work Location: In person

📌 Field Credit Officer Fco Brahmapur
🏢 GLOWMORE FINANCE PRIVATE
📍 Brahmapur