Job Summary

This position is open with Bajaj Finance Ltd.

Responsibilities
The role of the Credit Manager will require a strong understanding of industry knowledge, market intelligence and underwriting processes at BFL to ensure that only creditworthy firms/ individuals are extended loans in line with BFL's risk policies.
BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective.
FTL 2 - Recent Car loans.
Monthly disbursements are expected to cross Cr in these businesses.
This role reports to the Regional Credit Manager.
This role covers pan India strategy for current car loans from sale, purchase, balance transfer as well as re-finance perspective.
Underwriting of new car loans business
Incorporate industry best practices with respect to processing turn-around, risk metrics and policy




To provide an inside perspective on underwriting as managed by the leading financiers in the industry
Drive ownership of internal processes compliance with underwriting policies
Support Business, Risk Operations in meeting the long term goals of the respective businesses

Required Qualifications and Experience
Chartered Accountant / MBA with at least 3 years of experience in financial services underwriting
At least 3 years underwriting experience in used car loans with a reputed bank/NBFC

Skills
High process orientation
Valuable analytical skills
Good communication skills, with proficiency in English.
Ability to interact and build common ground with various stakeholders in the business
Positive attitude.

📌 Deputy Manager Credit Pune
🏢 Bajaj Finance
📍 Pune