Finance Manager – Fund Raising, Treasury & Corporate Finance

Industry: Non-Banking Financial Company (NBFC)
Department: Finance & Accounts
Reporting To: Managing Director / CEO
Location: Thiruvanthapuram

1. Position Overview

We are seeking a highly competent and commercially driven Finance Manager to lead the company's financial management, institutional fund raising, treasury operations and corporate finance activities.

The primary responsibility of this position will be to drive the organisation's capital mobilisation strategy by establishing and managing relationships with banks, financial institutions, institutional investors, investment funds, debenture trustees, merchant bankers and other funding partners.

The candidate will independently represent the company in high-level corporate and institutional meetings, present business and financial proposals, negotiate funding structures and coordinate the entire fund-raising process, including Compulsorily Convertible Debentures (CCD), Non-Convertible Debentures (NCD), secured and unsecured borrowings, structured debt and other suitable financial instruments.

In addition to fund raising, the individual will oversee financial planning, treasury management, liquidity, financial reporting, statutory coordination and financial risk management, ensuring the organisation maintains a strong financial position and sustainable growth.

2. Key Roles & Responsibilities

A. Institutional Fund Raising & Capital Mobilisation

- Develop and execute the company's short-term and long-term fund-raising strategy.
- Identify, approach and establish relationships with banks, NBFCs, financial institutions, private equity funds, institutional investors and other potential funding partners.
- Lead fund-raising discussions and represent the company in meetings with prospective investors and financial institutions.
- Explore and facilitate capital mobilisation through:
- Compulsorily Convertible Debentures (CCD).
- Non-Convertible Debentures (NCD).
- Secured and unsecured debt funding.
- Bank loans and institutional credit facilities.
- Inter-Corporate Deposits (ICD), where appropriate.
- Structured finance and other eligible funding instruments.
- Equity and quasi-equity funding, where applicable.
- Prepare investment proposals, financial presentations, business plans and investor pitch decks.
- Negotiate funding terms, interest rates, tenure, repayment structures, security requirements and financial covenants.
- Coordinate term sheets, due diligence, legal documentation, approvals and disbursement of funds.
- Maintain an active pipeline of prospective investors and funding institutions.
- Monitor fund-raising progress against approved funding targets.

B. Investor & Institutional Relationship Management

- Act as the primary finance representative of the organisation in meetings with institutional investors, lenders and financial partners.
- Build and maintain long-term relationships with banks, investment institutions, credit rating agencies, merchant bankers and debenture trustees.
- Present the company's financial performance, business model, growth strategy and future funding requirements.
- Respond to financial queries, information requests and due diligence requirements from prospective investors and lenders.
- Coordinate investor meetings, financial presentations and periodic updates.
- Maintain professional relationships with existing lenders and ensure timely communication on financial performance and obligations.

C.



Treasury & Asset Liability Management

- Oversee the company's treasury operations and liquidity management.
- Develop funding and deployment strategies aligned with business growth.
- Monitor cash flows, borrowing requirements and repayment commitments.
- Optimise the company's cost of funds through effective borrowing strategies.
- Monitor Asset Liability Management (ALM), maturity profiles and liquidity mismatches.
- Manage interest obligations, debt servicing and repayment schedules.
- Evaluate funding structures based on cost, tenure, flexibility and risk.
- Ensure adequate liquidity to support business expansion and operational requirements.

D. Financial Planning, Budgeting & Business Analysis

- Prepare annual budgets, financial forecasts and long-term financial plans.
- Develop financial models, business projections and scenario analyses.
- Analyse profitability, operating costs, cost of borrowing, Net Interest Margin (NIM) and other key financial indicators.
- Monitor financial performance against budgets and business targets.
- Evaluate the financial viability of new products, business initiatives and expansion proposals.
- Provide strategic financial recommendations to the CEO and Board of Directors.
- Prepare monthly, quarterly and annual financial performance reports.

E. Financial Reporting, Accounting & MIS

- Supervise accounting operations and ensure accuracy of financial records.
- Oversee monthly, quarterly and annual financial closures.
- Prepare and review financial statements, management reports and financial MIS.
- Ensure timely reconciliation of bank accounts, borrowings, receivables and payables.
- Establish effective financial controls and expenditure monitoring systems.
- Coordinate with internal and statutory auditors.
- Ensure accuracy and transparency in financial reporting.

F. Regulatory, Statutory & Compliance Coordination

- Oversee financial compliance requirements applicable to the NBFC.
- Coordinate with the Company Secretary, statutory auditors, legal advisors and compliance team.
- Support RBI-related financial reporting and regulatory submissions.
- Coordinate compliance and documentation for CCD/NCD issuances, private placements and other financing arrangements.
- Ensure applicable Companies Act, RBI and SEBI requirements are addressed in consultation with the relevant professionals.
- Monitor applicable capital adequacy, provisioning, exposure and reporting requirements.
- Coordinate statutory audits, tax audits and internal audits.
- Ensure timely submission of financial statements, reports and statutory information.

G. Credit Rating & Financial Risk Management

- Coordinate with credit rating agencies for initial ratings, periodic reviews and rating upgrades.
- Prepare financial information and presentations required for rating assessments.
- Monitor financial risks relating to liquidity, interest rates, borrowings and capital structure.
- Develop strategies to improve the company's creditworthiness and financial standing.
- Monitor compliance with lender covenants and funding agreements.
- Identify potential financial risks and recommend appropriate mitigation measures.

3.



Key Performance Indicators (KPIs)Performance Area

Weightage- Fund Raising & Capital Mobilisation 30%

Institutional & Investor Relationship Management 15%

Treasury & Cost of Funds Management 15%

Financial Planning & Business Analysis 10%

Financial Reporting & MIS 10%

Regulatory & Statutory Compliance Coordination 10%

Credit Rating & Financial Risk Management 5%

Accounting & Internal Financial Controls 5%

Educational Qualification

- CA/CMA / MBA Finance / M.Com with relevant experience may also be considered.
- Additional qualifications in financial markets, corporate finance or investment management will be an advantage.

Qualified Experience

- 5–10 years of relevant experience in NBFCs, banking, financial services or corporate finance.
- Demonstrated experience in institutional fund raising and financial negotiations.
- Practical exposure to CCD, NCD, structured debt, institutional borrowings or private placement transactions.
- Experience in treasury management, ALM, financial modelling and financial planning.
- Exposure to RBI-regulated NBFC operations and financial compliance.

5. Essential Skills & Competencies

- Excellent corporate communication and presentation skills.
- Ability to independently represent the company before senior management of banks, financial institutions and investment organisations.
- Strong negotiation and relationship-building capabilities.
- Sound understanding of debt instruments, capital markets and corporate finance.
- Proficiency in financial modelling, Excel, MIS and financial analysis.
- Strong analytical thinking and commercial decision-making.
- Ability to manage multiple institutional relationships and funding transactions simultaneously.
- High levels of professional integrity, confidentiality and accountability.

6. Preferred Candidate Profile

Preference will be given to candidates who:

- Have successfully arranged or facilitated institutional funding for NBFCs.
- Have hands-on experience in CCD/NCD transactions and debt syndication.
- Maintain professional relationships with banks, investors and financial institutions.
- Have participated in investor meetings, lender negotiations and due diligence processes.
- Possess the confidence to present the company's financial position and business strategy before senior institutional stakeholders.
- Can independently manage finance operations while actively contributing to the company's growth and capital-raising strategy.

7. Expected Outcomes

The successful candidate will be expected to:

- Establish a sustainable institutional funding pipeline.
- Drive successful fund-raising initiatives through suitable financial instruments.
- Improve access to institutional capital and optimise the cost of borrowing.
- Strengthen relationships with banks, investors and financial institutions.
- Maintain healthy liquidity and effective treasury management.
- Improve financial planning, reporting and management information systems.
- Strengthen financial governance, regulatory coordination and internal controls.
- Support the organisation's expansion through effective capital and financial planning.

The ideal candidate will be a finance professional who combines strong financial management capabilities with institutional relationship management, fund-raising expertise and the confidence to represent the organisation at senior corporate and investor-level meetings.

Pay: ₹50,000.00 - ₹75,000.00 per month

Work Location: In person

📌 Finance Manager (Kowdiar)
🏢 Mannil Exim
📍 Kowdiar